▼ 0.50% · 3.625%
HK$2,068
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,132
−HK$66/mo
Today · 4.125%
HK$2,198
baseline
▲ 0.50% · 4.625%
HK$2,332
+HK$134/mo
Deposit HK$453K · loan HK$453K · min. income ≈ HK$4,396/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,301
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,362
−HK$63/mo
Today · 4.125%
HK$2,425
baseline
▲ 0.50% · 4.625%
HK$2,553
+HK$128/mo
Deposit HK$453K · loan HK$453K · min. income ≈ HK$4,850/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,275
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,346
−HK$72/mo
Today · 4.125%
HK$2,418
baseline
▲ 0.50% · 4.625%
HK$2,565
+HK$147/mo
Deposit HK$408K · loan HK$499K · min. income ≈ HK$4,836/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,531
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,599
−HK$69/mo
Today · 4.125%
HK$2,668
baseline
▲ 0.50% · 4.625%
HK$2,808
+HK$140/mo
Deposit HK$408K · loan HK$499K · min. income ≈ HK$5,336/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,482
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,559
−HK$78/mo
Today · 4.125%
HK$2,637
baseline
▲ 0.50% · 4.625%
HK$2,798
+HK$161/mo
Deposit HK$363K · loan HK$544K · min. income ≈ HK$5,274/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,761
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,835
−HK$75/mo
Today · 4.125%
HK$2,910
baseline
▲ 0.50% · 4.625%
HK$3,063
+HK$153/mo
Deposit HK$363K · loan HK$544K · min. income ≈ HK$5,820/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,689
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,772
−HK$85/mo
Today · 4.125%
HK$2,857
baseline
▲ 0.50% · 4.625%
HK$3,031
+HK$174/mo
Deposit HK$317K · loan HK$590K · min. income ≈ HK$5,714/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,991
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,071
−HK$82/mo
Today · 4.125%
HK$3,153
baseline
▲ 0.50% · 4.625%
HK$3,319
+HK$166/mo
Deposit HK$317K · loan HK$590K · min. income ≈ HK$6,306/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,895
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,985
−HK$92/mo
Today · 4.125%
HK$3,077
baseline
▲ 0.50% · 4.625%
HK$3,264
+HK$187/mo
Deposit HK$272K · loan HK$635K · min. income ≈ HK$6,154/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,221
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,307
−HK$88/mo
Today · 4.125%
HK$3,395
baseline
▲ 0.50% · 4.625%
HK$3,574
+HK$179/mo
Deposit HK$272K · loan HK$635K · min. income ≈ HK$6,790/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,102
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,199
−HK$98/mo
Today · 4.125%
HK$3,297
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$200/mo
Deposit HK$227K · loan HK$680K · min. income ≈ HK$6,594/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,451
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,544
−HK$94/mo
Today · 4.125%
HK$3,638
baseline
▲ 0.50% · 4.625%
HK$3,829
+HK$191/mo
Deposit HK$227K · loan HK$680K · min. income ≈ HK$7,276/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,309
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,412
−HK$104/mo
Today · 4.125%
HK$3,516
baseline
▲ 0.50% · 4.625%
HK$3,730
+HK$214/mo
Deposit HK$181K · loan HK$726K · min. income ≈ HK$7,032/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,681
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,780
−HK$100/mo
Today · 4.125%
HK$3,880
baseline
▲ 0.50% · 4.625%
HK$4,085
+HK$205/mo
Deposit HK$181K · loan HK$726K · min. income ≈ HK$7,760/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,516
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,625
−HK$111/mo
Today · 4.125%
HK$3,736
baseline
▲ 0.50% · 4.625%
HK$3,964
+HK$228/mo
Deposit HK$136K · loan HK$771K · min. income ≈ HK$7,472/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,911
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,016
−HK$107/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,340
+HK$217/mo
Deposit HK$136K · loan HK$771K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,838
−HK$118/mo
Today · 4.125%
HK$3,956
baseline
▲ 0.50% · 4.625%
HK$4,197
+HK$241/mo
Deposit HK$91K · loan HK$816K · min. income ≈ HK$7,912/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,252
−HK$113/mo
Today · 4.125%
HK$4,365
baseline
▲ 0.50% · 4.625%
HK$4,595
+HK$230/mo
Deposit HK$91K · loan HK$816K · min. income ≈ HK$8,730/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).