▼ 0.50% · 3.625%
HK$2,274
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,345
−HK$72/mo
Today · 4.125%
HK$2,417
baseline
▲ 0.50% · 4.625%
HK$2,564
+HK$147/mo
Deposit HK$499K · loan HK$499K · min. income ≈ HK$4,834/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,530
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,598
−HK$69/mo
Today · 4.125%
HK$2,667
baseline
▲ 0.50% · 4.625%
HK$2,807
+HK$140/mo
Deposit HK$499K · loan HK$499K · min. income ≈ HK$5,334/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,502
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,580
−HK$79/mo
Today · 4.125%
HK$2,659
baseline
▲ 0.50% · 4.625%
HK$2,820
+HK$161/mo
Deposit HK$449K · loan HK$549K · min. income ≈ HK$5,318/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,783
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,858
−HK$76/mo
Today · 4.125%
HK$2,934
baseline
▲ 0.50% · 4.625%
HK$3,088
+HK$154/mo
Deposit HK$449K · loan HK$549K · min. income ≈ HK$5,868/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,729
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,814
−HK$86/mo
Today · 4.125%
HK$2,900
baseline
▲ 0.50% · 4.625%
HK$3,077
+HK$177/mo
Deposit HK$399K · loan HK$598K · min. income ≈ HK$5,800/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,118
−HK$82/mo
Today · 4.125%
HK$3,200
baseline
▲ 0.50% · 4.625%
HK$3,369
+HK$169/mo
Deposit HK$399K · loan HK$598K · min. income ≈ HK$6,400/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,957
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,049
−HK$93/mo
Today · 4.125%
HK$3,142
baseline
▲ 0.50% · 4.625%
HK$3,333
+HK$191/mo
Deposit HK$349K · loan HK$648K · min. income ≈ HK$6,284/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,289
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,377
−HK$90/mo
Today · 4.125%
HK$3,467
baseline
▲ 0.50% · 4.625%
HK$3,650
+HK$183/mo
Deposit HK$349K · loan HK$648K · min. income ≈ HK$6,934/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,184
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,283
−HK$101/mo
Today · 4.125%
HK$3,384
baseline
▲ 0.50% · 4.625%
HK$3,590
+HK$206/mo
Deposit HK$299K · loan HK$698K · min. income ≈ HK$6,768/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,542
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,637
−HK$97/mo
Today · 4.125%
HK$3,734
baseline
▲ 0.50% · 4.625%
HK$3,930
+HK$196/mo
Deposit HK$299K · loan HK$698K · min. income ≈ HK$7,468/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,412
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$107/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,846
+HK$221/mo
Deposit HK$249K · loan HK$748K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,795
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,897
−HK$103/mo
Today · 4.125%
HK$4,000
baseline
▲ 0.50% · 4.625%
HK$4,211
+HK$211/mo
Deposit HK$249K · loan HK$748K · min. income ≈ HK$8,000/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,639
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,752
−HK$115/mo
Today · 4.125%
HK$3,867
baseline
▲ 0.50% · 4.625%
HK$4,102
+HK$235/mo
Deposit HK$199K · loan HK$798K · min. income ≈ HK$7,734/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$110/mo
Today · 4.125%
HK$4,267
baseline
▲ 0.50% · 4.625%
HK$4,492
+HK$225/mo
Deposit HK$199K · loan HK$798K · min. income ≈ HK$8,534/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,866
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,987
−HK$122/mo
Today · 4.125%
HK$4,109
baseline
▲ 0.50% · 4.625%
HK$4,359
+HK$250/mo
Deposit HK$150K · loan HK$848K · min. income ≈ HK$8,218/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,417
−HK$117/mo
Today · 4.125%
HK$4,534
baseline
▲ 0.50% · 4.625%
HK$4,773
+HK$239/mo
Deposit HK$150K · loan HK$848K · min. income ≈ HK$9,068/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,094
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$130/mo
Today · 4.125%
HK$4,351
baseline
▲ 0.50% · 4.625%
HK$4,615
+HK$264/mo
Deposit HK$100K · loan HK$898K · min. income ≈ HK$8,702/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,554
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$124/mo
Today · 4.125%
HK$4,800
baseline
▲ 0.50% · 4.625%
HK$5,053
+HK$253/mo
Deposit HK$100K · loan HK$898K · min. income ≈ HK$9,600/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).