▼ 0.50% · 3.625%
HK$2,388
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,463
−HK$75/mo
Today · 4.125%
HK$2,538
baseline
▲ 0.50% · 4.625%
HK$2,693
+HK$155/mo
Deposit HK$524K · loan HK$524K · min. income ≈ HK$5,076/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,657
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,728
−HK$73/mo
Today · 4.125%
HK$2,801
baseline
▲ 0.50% · 4.625%
HK$2,948
+HK$147/mo
Deposit HK$524K · loan HK$524K · min. income ≈ HK$5,602/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,627
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,709
−HK$83/mo
Today · 4.125%
HK$2,792
baseline
▲ 0.50% · 4.625%
HK$2,962
+HK$170/mo
Deposit HK$471K · loan HK$576K · min. income ≈ HK$5,584/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,923
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,001
−HK$80/mo
Today · 4.125%
HK$3,081
baseline
▲ 0.50% · 4.625%
HK$3,243
+HK$162/mo
Deposit HK$471K · loan HK$576K · min. income ≈ HK$6,162/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,866
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,955
−HK$91/mo
Today · 4.125%
HK$3,046
baseline
▲ 0.50% · 4.625%
HK$3,231
+HK$185/mo
Deposit HK$419K · loan HK$628K · min. income ≈ HK$6,092/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,189
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,274
−HK$87/mo
Today · 4.125%
HK$3,361
baseline
▲ 0.50% · 4.625%
HK$3,538
+HK$177/mo
Deposit HK$419K · loan HK$628K · min. income ≈ HK$6,722/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,105
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,202
−HK$98/mo
Today · 4.125%
HK$3,300
baseline
▲ 0.50% · 4.625%
HK$3,501
+HK$201/mo
Deposit HK$367K · loan HK$681K · min. income ≈ HK$6,600/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,454
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,547
−HK$94/mo
Today · 4.125%
HK$3,641
baseline
▲ 0.50% · 4.625%
HK$3,833
+HK$192/mo
Deposit HK$367K · loan HK$681K · min. income ≈ HK$7,282/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,344
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$106/mo
Today · 4.125%
HK$3,554
baseline
▲ 0.50% · 4.625%
HK$3,770
+HK$216/mo
Deposit HK$314K · loan HK$733K · min. income ≈ HK$7,108/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,720
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$101/mo
Today · 4.125%
HK$3,921
baseline
▲ 0.50% · 4.625%
HK$4,128
+HK$207/mo
Deposit HK$314K · loan HK$733K · min. income ≈ HK$7,842/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,583
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,694
−HK$113/mo
Today · 4.125%
HK$3,807
baseline
▲ 0.50% · 4.625%
HK$4,039
+HK$232/mo
Deposit HK$262K · loan HK$786K · min. income ≈ HK$7,614/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,093
−HK$108/mo
Today · 4.125%
HK$4,201
baseline
▲ 0.50% · 4.625%
HK$4,423
+HK$222/mo
Deposit HK$262K · loan HK$786K · min. income ≈ HK$8,402/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,822
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,940
−HK$121/mo
Today · 4.125%
HK$4,061
baseline
▲ 0.50% · 4.625%
HK$4,308
+HK$247/mo
Deposit HK$209K · loan HK$838K · min. income ≈ HK$8,122/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,251
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$116/mo
Today · 4.125%
HK$4,481
baseline
▲ 0.50% · 4.625%
HK$4,717
+HK$236/mo
Deposit HK$209K · loan HK$838K · min. income ≈ HK$8,962/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,060
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$128/mo
Today · 4.125%
HK$4,315
baseline
▲ 0.50% · 4.625%
HK$4,578
+HK$263/mo
Deposit HK$157K · loan HK$890K · min. income ≈ HK$8,630/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,517
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$123/mo
Today · 4.125%
HK$4,761
baseline
▲ 0.50% · 4.625%
HK$5,012
+HK$251/mo
Deposit HK$157K · loan HK$890K · min. income ≈ HK$9,522/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,299
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$136/mo
Today · 4.125%
HK$4,569
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$278/mo
Deposit HK$105K · loan HK$943K · min. income ≈ HK$9,138/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,783
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,911
−HK$130/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,307
+HK$266/mo
Deposit HK$105K · loan HK$943K · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).