▼ 0.50% · 3.625%
HK$4,125
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$130/mo
Today · 4.125%
HK$4,384
baseline
▲ 0.50% · 4.625%
HK$4,651
+HK$267/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$8,768/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,589
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,712
−HK$125/mo
Today · 4.125%
HK$4,837
baseline
▲ 0.50% · 4.625%
HK$5,092
+HK$255/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$9,674/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$143/mo
Today · 4.125%
HK$4,822
baseline
▲ 0.50% · 4.625%
HK$5,116
+HK$294/mo
Deposit HK$814K · loan HK$995K · min. income ≈ HK$9,644/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,048
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$137/mo
Today · 4.125%
HK$5,321
baseline
▲ 0.50% · 4.625%
HK$5,602
+HK$281/mo
Deposit HK$814K · loan HK$995K · min. income ≈ HK$10,642/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,950
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$157/mo
Today · 4.125%
HK$5,261
baseline
▲ 0.50% · 4.625%
HK$5,581
+HK$320/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$10,522/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,507
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,655
−HK$150/mo
Today · 4.125%
HK$5,805
baseline
▲ 0.50% · 4.625%
HK$6,111
+HK$306/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$11,610/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$169/mo
Today · 4.125%
HK$5,699
baseline
▲ 0.50% · 4.625%
HK$6,046
+HK$347/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$11,398/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,966
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,126
−HK$163/mo
Today · 4.125%
HK$6,289
baseline
▲ 0.50% · 4.625%
HK$6,620
+HK$331/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$12,578/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,955
−HK$183/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,511
+HK$373/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,425
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,597
−HK$175/mo
Today · 4.125%
HK$6,772
baseline
▲ 0.50% · 4.625%
HK$7,129
+HK$357/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$13,544/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,188
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,380
−HK$196/mo
Today · 4.125%
HK$6,576
baseline
▲ 0.50% · 4.625%
HK$6,976
+HK$400/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$13,152/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,884
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,069
−HK$187/mo
Today · 4.125%
HK$7,256
baseline
▲ 0.50% · 4.625%
HK$7,638
+HK$382/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$14,512/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,601
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,806
−HK$208/mo
Today · 4.125%
HK$7,014
baseline
▲ 0.50% · 4.625%
HK$7,441
+HK$427/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,028/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,343
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,540
−HK$200/mo
Today · 4.125%
HK$7,740
baseline
▲ 0.50% · 4.625%
HK$8,148
+HK$408/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,480/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,013
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,231
−HK$222/mo
Today · 4.125%
HK$7,453
baseline
▲ 0.50% · 4.625%
HK$7,906
+HK$453/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,906/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,802
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,011
−HK$212/mo
Today · 4.125%
HK$8,223
baseline
▲ 0.50% · 4.625%
HK$8,657
+HK$434/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,446/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,426
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,657
−HK$234/mo
Today · 4.125%
HK$7,891
baseline
▲ 0.50% · 4.625%
HK$8,371
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,782/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,261
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,482
−HK$225/mo
Today · 4.125%
HK$8,707
baseline
▲ 0.50% · 4.625%
HK$9,166
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,414/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).