▼ 0.50% · 3.625%
HK$2,253
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,323
−HK$71/mo
Today · 4.125%
HK$2,394
baseline
▲ 0.50% · 4.625%
HK$2,540
+HK$146/mo
Deposit HK$494K · loan HK$494K · min. income ≈ HK$4,788/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,507
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,574
−HK$68/mo
Today · 4.125%
HK$2,642
baseline
▲ 0.50% · 4.625%
HK$2,781
+HK$139/mo
Deposit HK$494K · loan HK$494K · min. income ≈ HK$5,284/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,478
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,555
−HK$79/mo
Today · 4.125%
HK$2,634
baseline
▲ 0.50% · 4.625%
HK$2,794
+HK$160/mo
Deposit HK$445K · loan HK$543K · min. income ≈ HK$5,268/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,757
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,831
−HK$75/mo
Today · 4.125%
HK$2,906
baseline
▲ 0.50% · 4.625%
HK$3,059
+HK$153/mo
Deposit HK$445K · loan HK$543K · min. income ≈ HK$5,812/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,704
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,788
−HK$85/mo
Today · 4.125%
HK$2,873
baseline
▲ 0.50% · 4.625%
HK$3,048
+HK$175/mo
Deposit HK$395K · loan HK$593K · min. income ≈ HK$5,746/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,008
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,089
−HK$81/mo
Today · 4.125%
HK$3,170
baseline
▲ 0.50% · 4.625%
HK$3,337
+HK$167/mo
Deposit HK$395K · loan HK$593K · min. income ≈ HK$6,340/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,929
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,020
−HK$93/mo
Today · 4.125%
HK$3,113
baseline
▲ 0.50% · 4.625%
HK$3,302
+HK$189/mo
Deposit HK$346K · loan HK$642K · min. income ≈ HK$6,226/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,258
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,346
−HK$89/mo
Today · 4.125%
HK$3,435
baseline
▲ 0.50% · 4.625%
HK$3,616
+HK$181/mo
Deposit HK$346K · loan HK$642K · min. income ≈ HK$6,870/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,154
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,252
−HK$100/mo
Today · 4.125%
HK$3,352
baseline
▲ 0.50% · 4.625%
HK$3,556
+HK$204/mo
Deposit HK$296K · loan HK$692K · min. income ≈ HK$6,704/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,509
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,603
−HK$96/mo
Today · 4.125%
HK$3,699
baseline
▲ 0.50% · 4.625%
HK$3,894
+HK$195/mo
Deposit HK$296K · loan HK$692K · min. income ≈ HK$7,398/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,380
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,485
−HK$107/mo
Today · 4.125%
HK$3,592
baseline
▲ 0.50% · 4.625%
HK$3,810
+HK$218/mo
Deposit HK$247K · loan HK$741K · min. income ≈ HK$7,184/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,760
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,861
−HK$102/mo
Today · 4.125%
HK$3,963
baseline
▲ 0.50% · 4.625%
HK$4,172
+HK$209/mo
Deposit HK$247K · loan HK$741K · min. income ≈ HK$7,926/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,605
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,717
−HK$114/mo
Today · 4.125%
HK$3,831
baseline
▲ 0.50% · 4.625%
HK$4,064
+HK$233/mo
Deposit HK$198K · loan HK$790K · min. income ≈ HK$7,662/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,010
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$109/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,450
+HK$223/mo
Deposit HK$198K · loan HK$790K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,830
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,949
−HK$121/mo
Today · 4.125%
HK$4,070
baseline
▲ 0.50% · 4.625%
HK$4,318
+HK$248/mo
Deposit HK$148K · loan HK$840K · min. income ≈ HK$8,140/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,261
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,375
−HK$116/mo
Today · 4.125%
HK$4,491
baseline
▲ 0.50% · 4.625%
HK$4,728
+HK$237/mo
Deposit HK$148K · loan HK$840K · min. income ≈ HK$8,982/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,182
−HK$128/mo
Today · 4.125%
HK$4,310
baseline
▲ 0.50% · 4.625%
HK$4,572
+HK$262/mo
Deposit HK$99K · loan HK$889K · min. income ≈ HK$8,620/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,512
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$123/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,006
+HK$250/mo
Deposit HK$99K · loan HK$889K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).