▼ 0.50% · 3.625%
HK$2,162
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,229
−HK$69/mo
Today · 4.125%
HK$2,298
baseline
▲ 0.50% · 4.625%
HK$2,437
+HK$139/mo
Deposit HK$474K · loan HK$474K · min. income ≈ HK$4,596/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,405
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,470
−HK$65/mo
Today · 4.125%
HK$2,535
baseline
▲ 0.50% · 4.625%
HK$2,669
+HK$134/mo
Deposit HK$474K · loan HK$474K · min. income ≈ HK$5,070/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,378
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,452
−HK$75/mo
Today · 4.125%
HK$2,527
baseline
▲ 0.50% · 4.625%
HK$2,681
+HK$154/mo
Deposit HK$427K · loan HK$522K · min. income ≈ HK$5,054/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,646
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,717
−HK$72/mo
Today · 4.125%
HK$2,789
baseline
▲ 0.50% · 4.625%
HK$2,936
+HK$147/mo
Deposit HK$427K · loan HK$522K · min. income ≈ HK$5,578/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,595
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,675
−HK$82/mo
Today · 4.125%
HK$2,757
baseline
▲ 0.50% · 4.625%
HK$2,925
+HK$168/mo
Deposit HK$379K · loan HK$569K · min. income ≈ HK$5,514/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,886
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,964
−HK$78/mo
Today · 4.125%
HK$3,042
baseline
▲ 0.50% · 4.625%
HK$3,203
+HK$161/mo
Deposit HK$379K · loan HK$569K · min. income ≈ HK$6,084/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,811
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,898
−HK$89/mo
Today · 4.125%
HK$2,987
baseline
▲ 0.50% · 4.625%
HK$3,169
+HK$182/mo
Deposit HK$332K · loan HK$616K · min. income ≈ HK$5,974/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,127
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,211
−HK$85/mo
Today · 4.125%
HK$3,296
baseline
▲ 0.50% · 4.625%
HK$3,470
+HK$174/mo
Deposit HK$332K · loan HK$616K · min. income ≈ HK$6,592/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,027
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,121
−HK$96/mo
Today · 4.125%
HK$3,217
baseline
▲ 0.50% · 4.625%
HK$3,412
+HK$195/mo
Deposit HK$284K · loan HK$664K · min. income ≈ HK$6,434/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,367
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,458
−HK$91/mo
Today · 4.125%
HK$3,549
baseline
▲ 0.50% · 4.625%
HK$3,736
+HK$187/mo
Deposit HK$284K · loan HK$664K · min. income ≈ HK$7,098/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,243
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,344
−HK$103/mo
Today · 4.125%
HK$3,447
baseline
▲ 0.50% · 4.625%
HK$3,656
+HK$209/mo
Deposit HK$237K · loan HK$711K · min. income ≈ HK$6,894/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,608
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,705
−HK$98/mo
Today · 4.125%
HK$3,803
baseline
▲ 0.50% · 4.625%
HK$4,003
+HK$200/mo
Deposit HK$237K · loan HK$711K · min. income ≈ HK$7,606/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,459
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,567
−HK$109/mo
Today · 4.125%
HK$3,676
baseline
▲ 0.50% · 4.625%
HK$3,900
+HK$224/mo
Deposit HK$190K · loan HK$759K · min. income ≈ HK$7,352/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,849
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,952
−HK$104/mo
Today · 4.125%
HK$4,056
baseline
▲ 0.50% · 4.625%
HK$4,270
+HK$214/mo
Deposit HK$190K · loan HK$759K · min. income ≈ HK$8,112/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,676
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,790
−HK$116/mo
Today · 4.125%
HK$3,906
baseline
▲ 0.50% · 4.625%
HK$4,144
+HK$238/mo
Deposit HK$142K · loan HK$806K · min. income ≈ HK$7,812/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,089
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$111/mo
Today · 4.125%
HK$4,310
baseline
▲ 0.50% · 4.625%
HK$4,537
+HK$227/mo
Deposit HK$142K · loan HK$806K · min. income ≈ HK$8,620/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,892
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,013
−HK$123/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,387
+HK$251/mo
Deposit HK$95K · loan HK$853K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$117/mo
Today · 4.125%
HK$4,563
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$241/mo
Deposit HK$95K · loan HK$853K · min. income ≈ HK$9,126/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).