▼ 0.50% · 3.625%
HK$2,249
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,319
−HK$71/mo
Today · 4.125%
HK$2,390
baseline
▲ 0.50% · 4.625%
HK$2,535
+HK$145/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$4,780/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,502
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,569
−HK$68/mo
Today · 4.125%
HK$2,637
baseline
▲ 0.50% · 4.625%
HK$2,776
+HK$139/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$5,274/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,474
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,551
−HK$78/mo
Today · 4.125%
HK$2,629
baseline
▲ 0.50% · 4.625%
HK$2,789
+HK$160/mo
Deposit HK$444K · loan HK$542K · min. income ≈ HK$5,258/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,752
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,826
−HK$75/mo
Today · 4.125%
HK$2,901
baseline
▲ 0.50% · 4.625%
HK$3,054
+HK$153/mo
Deposit HK$444K · loan HK$542K · min. income ≈ HK$5,802/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,699
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,783
−HK$85/mo
Today · 4.125%
HK$2,868
baseline
▲ 0.50% · 4.625%
HK$3,042
+HK$174/mo
Deposit HK$394K · loan HK$592K · min. income ≈ HK$5,736/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,083
−HK$81/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,331
+HK$167/mo
Deposit HK$394K · loan HK$592K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,924
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,014
−HK$93/mo
Today · 4.125%
HK$3,107
baseline
▲ 0.50% · 4.625%
HK$3,296
+HK$189/mo
Deposit HK$345K · loan HK$641K · min. income ≈ HK$6,214/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,252
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,340
−HK$88/mo
Today · 4.125%
HK$3,428
baseline
▲ 0.50% · 4.625%
HK$3,609
+HK$181/mo
Deposit HK$345K · loan HK$641K · min. income ≈ HK$6,856/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,148
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,246
−HK$100/mo
Today · 4.125%
HK$3,346
baseline
▲ 0.50% · 4.625%
HK$3,549
+HK$203/mo
Deposit HK$296K · loan HK$690K · min. income ≈ HK$6,692/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,503
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$95/mo
Today · 4.125%
HK$3,692
baseline
▲ 0.50% · 4.625%
HK$3,886
+HK$194/mo
Deposit HK$296K · loan HK$690K · min. income ≈ HK$7,384/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,478
−HK$107/mo
Today · 4.125%
HK$3,585
baseline
▲ 0.50% · 4.625%
HK$3,803
+HK$218/mo
Deposit HK$247K · loan HK$740K · min. income ≈ HK$7,170/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,753
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,853
−HK$103/mo
Today · 4.125%
HK$3,956
baseline
▲ 0.50% · 4.625%
HK$4,164
+HK$208/mo
Deposit HK$247K · loan HK$740K · min. income ≈ HK$7,912/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,598
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$114/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,056
+HK$232/mo
Deposit HK$197K · loan HK$789K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$109/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,442
+HK$223/mo
Deposit HK$197K · loan HK$789K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,823
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$121/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$247/mo
Deposit HK$148K · loan HK$838K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,253
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$116/mo
Today · 4.125%
HK$4,483
baseline
▲ 0.50% · 4.625%
HK$4,719
+HK$236/mo
Deposit HK$148K · loan HK$838K · min. income ≈ HK$8,966/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$128/mo
Today · 4.125%
HK$4,302
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$262/mo
Deposit HK$99K · loan HK$888K · min. income ≈ HK$8,604/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,503
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$123/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$4,997
+HK$250/mo
Deposit HK$99K · loan HK$888K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).