▼ 0.50% · 3.625%
HK$2,897
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,988
−HK$91/mo
Today · 4.125%
HK$3,079
baseline
▲ 0.50% · 4.625%
HK$3,266
+HK$187/mo
Deposit HK$635K · loan HK$635K · min. income ≈ HK$6,158/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,223
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,310
−HK$87/mo
Today · 4.125%
HK$3,397
baseline
▲ 0.50% · 4.625%
HK$3,577
+HK$180/mo
Deposit HK$635K · loan HK$635K · min. income ≈ HK$6,794/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,187
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,286
−HK$101/mo
Today · 4.125%
HK$3,387
baseline
▲ 0.50% · 4.625%
HK$3,593
+HK$206/mo
Deposit HK$572K · loan HK$699K · min. income ≈ HK$6,774/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,546
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,641
−HK$96/mo
Today · 4.125%
HK$3,737
baseline
▲ 0.50% · 4.625%
HK$3,934
+HK$197/mo
Deposit HK$572K · loan HK$699K · min. income ≈ HK$7,474/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,477
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,585
−HK$110/mo
Today · 4.125%
HK$3,695
baseline
▲ 0.50% · 4.625%
HK$3,920
+HK$225/mo
Deposit HK$508K · loan HK$762K · min. income ≈ HK$7,390/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,868
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$105/mo
Today · 4.125%
HK$4,077
baseline
▲ 0.50% · 4.625%
HK$4,292
+HK$215/mo
Deposit HK$508K · loan HK$762K · min. income ≈ HK$8,154/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,767
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,884
−HK$119/mo
Today · 4.125%
HK$4,003
baseline
▲ 0.50% · 4.625%
HK$4,246
+HK$243/mo
Deposit HK$445K · loan HK$826K · min. income ≈ HK$8,006/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,190
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$114/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,650
+HK$233/mo
Deposit HK$445K · loan HK$826K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$128/mo
Today · 4.125%
HK$4,311
baseline
▲ 0.50% · 4.625%
HK$4,573
+HK$262/mo
Deposit HK$381K · loan HK$889K · min. income ≈ HK$8,622/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,513
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,634
−HK$122/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,007
+HK$251/mo
Deposit HK$381K · loan HK$889K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$138/mo
Today · 4.125%
HK$4,619
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$281/mo
Deposit HK$318K · loan HK$953K · min. income ≈ HK$9,238/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$131/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,365
+HK$269/mo
Deposit HK$318K · loan HK$953K · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,780
−HK$147/mo
Today · 4.125%
HK$4,927
baseline
▲ 0.50% · 4.625%
HK$5,226
+HK$299/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$9,854/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,296
−HK$140/mo
Today · 4.125%
HK$5,436
baseline
▲ 0.50% · 4.625%
HK$5,723
+HK$287/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$10,872/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$155/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$319/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$149/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,080
+HK$304/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,215
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,378
−HK$164/mo
Today · 4.125%
HK$5,542
baseline
▲ 0.50% · 4.625%
HK$5,880
+HK$338/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$11,084/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,802
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,958
−HK$157/mo
Today · 4.125%
HK$6,115
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$323/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$12,230/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).