▼ 0.50% · 3.625%
HK$2,835
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,923
−HK$89/mo
Today · 4.125%
HK$3,012
baseline
▲ 0.50% · 4.625%
HK$3,196
+HK$184/mo
Deposit HK$622K · loan HK$622K · min. income ≈ HK$6,024/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,153
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,238
−HK$86/mo
Today · 4.125%
HK$3,324
baseline
▲ 0.50% · 4.625%
HK$3,499
+HK$175/mo
Deposit HK$622K · loan HK$622K · min. income ≈ HK$6,648/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,118
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,215
−HK$98/mo
Today · 4.125%
HK$3,313
baseline
▲ 0.50% · 4.625%
HK$3,515
+HK$202/mo
Deposit HK$559K · loan HK$684K · min. income ≈ HK$6,626/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,469
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,562
−HK$94/mo
Today · 4.125%
HK$3,656
baseline
▲ 0.50% · 4.625%
HK$3,849
+HK$193/mo
Deposit HK$559K · loan HK$684K · min. income ≈ HK$7,312/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,401
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,507
−HK$108/mo
Today · 4.125%
HK$3,615
baseline
▲ 0.50% · 4.625%
HK$3,835
+HK$220/mo
Deposit HK$497K · loan HK$746K · min. income ≈ HK$7,230/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,784
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,886
−HK$102/mo
Today · 4.125%
HK$3,988
baseline
▲ 0.50% · 4.625%
HK$4,199
+HK$211/mo
Deposit HK$497K · loan HK$746K · min. income ≈ HK$7,976/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,685
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$117/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,154
+HK$238/mo
Deposit HK$435K · loan HK$808K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$112/mo
Today · 4.125%
HK$4,321
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$228/mo
Deposit HK$435K · loan HK$808K · min. income ≈ HK$8,642/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,968
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,092
−HK$125/mo
Today · 4.125%
HK$4,217
baseline
▲ 0.50% · 4.625%
HK$4,474
+HK$257/mo
Deposit HK$373K · loan HK$870K · min. income ≈ HK$8,434/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,415
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$120/mo
Today · 4.125%
HK$4,653
baseline
▲ 0.50% · 4.625%
HK$4,899
+HK$246/mo
Deposit HK$373K · loan HK$870K · min. income ≈ HK$9,306/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,252
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,384
−HK$134/mo
Today · 4.125%
HK$4,518
baseline
▲ 0.50% · 4.625%
HK$4,793
+HK$275/mo
Deposit HK$311K · loan HK$932K · min. income ≈ HK$9,036/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,730
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,857
−HK$129/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,248
+HK$262/mo
Deposit HK$311K · loan HK$932K · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,535
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$144/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$293/mo
Deposit HK$249K · loan HK$994K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,045
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$137/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$280/mo
Deposit HK$249K · loan HK$994K · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,819
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,969
−HK$152/mo
Today · 4.125%
HK$5,121
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$311/mo
Deposit HK$186K · loan HK$1.06M · min. income ≈ HK$10,242/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,361
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,504
−HK$146/mo
Today · 4.125%
HK$5,650
baseline
▲ 0.50% · 4.625%
HK$5,948
+HK$298/mo
Deposit HK$186K · loan HK$1.06M · min. income ≈ HK$11,300/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,102
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,261
−HK$161/mo
Today · 4.125%
HK$5,422
baseline
▲ 0.50% · 4.625%
HK$5,752
+HK$330/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,844/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,676
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,828
−HK$155/mo
Today · 4.125%
HK$5,983
baseline
▲ 0.50% · 4.625%
HK$6,298
+HK$315/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,966/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).