▼ 0.50% · 3.625%
HK$2,969
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,061
−HK$94/mo
Today · 4.125%
HK$3,155
baseline
▲ 0.50% · 4.625%
HK$3,347
+HK$192/mo
Deposit HK$651K · loan HK$651K · min. income ≈ HK$6,310/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,303
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,392
−HK$89/mo
Today · 4.125%
HK$3,481
baseline
▲ 0.50% · 4.625%
HK$3,665
+HK$184/mo
Deposit HK$651K · loan HK$651K · min. income ≈ HK$6,962/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,266
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,367
−HK$104/mo
Today · 4.125%
HK$3,471
baseline
▲ 0.50% · 4.625%
HK$3,682
+HK$211/mo
Deposit HK$586K · loan HK$716K · min. income ≈ HK$6,942/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,633
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,731
−HK$99/mo
Today · 4.125%
HK$3,830
baseline
▲ 0.50% · 4.625%
HK$4,031
+HK$201/mo
Deposit HK$586K · loan HK$716K · min. income ≈ HK$7,660/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,563
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,674
−HK$112/mo
Today · 4.125%
HK$3,786
baseline
▲ 0.50% · 4.625%
HK$4,017
+HK$231/mo
Deposit HK$521K · loan HK$781K · min. income ≈ HK$7,572/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,964
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,070
−HK$108/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,398
+HK$220/mo
Deposit HK$521K · loan HK$781K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,860
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,980
−HK$122/mo
Today · 4.125%
HK$4,102
baseline
▲ 0.50% · 4.625%
HK$4,351
+HK$249/mo
Deposit HK$456K · loan HK$846K · min. income ≈ HK$8,204/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,294
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$117/mo
Today · 4.125%
HK$4,526
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$238/mo
Deposit HK$456K · loan HK$846K · min. income ≈ HK$9,052/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$131/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,686
+HK$269/mo
Deposit HK$391K · loan HK$911K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,748
−HK$126/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$257/mo
Deposit HK$391K · loan HK$911K · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$141/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$5,021
+HK$288/mo
Deposit HK$326K · loan HK$977K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,954
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,087
−HK$135/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,497
+HK$275/mo
Deposit HK$326K · loan HK$977K · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$150/mo
Today · 4.125%
HK$5,048
baseline
▲ 0.50% · 4.625%
HK$5,355
+HK$307/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$10,096/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,285
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,426
−HK$144/mo
Today · 4.125%
HK$5,570
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$294/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$11,140/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$160/mo
Today · 4.125%
HK$5,364
baseline
▲ 0.50% · 4.625%
HK$5,690
+HK$326/mo
Deposit HK$195K · loan HK$1.11M · min. income ≈ HK$10,728/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,615
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$152/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$312/mo
Deposit HK$195K · loan HK$1.11M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,344
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$169/mo
Today · 4.125%
HK$5,679
baseline
▲ 0.50% · 4.625%
HK$6,025
+HK$346/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,358/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,945
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,105
−HK$161/mo
Today · 4.125%
HK$6,266
baseline
▲ 0.50% · 4.625%
HK$6,597
+HK$331/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,532/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).