▼ 0.50% · 3.625%
HK$2,436
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,512
−HK$76/mo
Today · 4.125%
HK$2,588
baseline
▲ 0.50% · 4.625%
HK$2,746
+HK$158/mo
Deposit HK$534K · loan HK$534K · min. income ≈ HK$5,176/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,710
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,782
−HK$74/mo
Today · 4.125%
HK$2,856
baseline
▲ 0.50% · 4.625%
HK$3,007
+HK$151/mo
Deposit HK$534K · loan HK$534K · min. income ≈ HK$5,712/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,679
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,763
−HK$84/mo
Today · 4.125%
HK$2,847
baseline
▲ 0.50% · 4.625%
HK$3,021
+HK$174/mo
Deposit HK$481K · loan HK$588K · min. income ≈ HK$5,694/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,981
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,061
−HK$81/mo
Today · 4.125%
HK$3,142
baseline
▲ 0.50% · 4.625%
HK$3,307
+HK$165/mo
Deposit HK$481K · loan HK$588K · min. income ≈ HK$6,284/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,923
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,014
−HK$92/mo
Today · 4.125%
HK$3,106
baseline
▲ 0.50% · 4.625%
HK$3,295
+HK$189/mo
Deposit HK$427K · loan HK$641K · min. income ≈ HK$6,212/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,252
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,339
−HK$88/mo
Today · 4.125%
HK$3,427
baseline
▲ 0.50% · 4.625%
HK$3,608
+HK$181/mo
Deposit HK$427K · loan HK$641K · min. income ≈ HK$6,854/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,166
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,265
−HK$100/mo
Today · 4.125%
HK$3,365
baseline
▲ 0.50% · 4.625%
HK$3,570
+HK$205/mo
Deposit HK$374K · loan HK$694K · min. income ≈ HK$6,730/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,523
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,617
−HK$96/mo
Today · 4.125%
HK$3,713
baseline
▲ 0.50% · 4.625%
HK$3,909
+HK$196/mo
Deposit HK$374K · loan HK$694K · min. income ≈ HK$7,426/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,410
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,516
−HK$108/mo
Today · 4.125%
HK$3,624
baseline
▲ 0.50% · 4.625%
HK$3,844
+HK$220/mo
Deposit HK$320K · loan HK$748K · min. income ≈ HK$7,248/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,794
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$104/mo
Today · 4.125%
HK$3,999
baseline
▲ 0.50% · 4.625%
HK$4,209
+HK$210/mo
Deposit HK$320K · loan HK$748K · min. income ≈ HK$7,998/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,767
−HK$116/mo
Today · 4.125%
HK$3,883
baseline
▲ 0.50% · 4.625%
HK$4,119
+HK$236/mo
Deposit HK$267K · loan HK$801K · min. income ≈ HK$7,766/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,065
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$110/mo
Today · 4.125%
HK$4,284
baseline
▲ 0.50% · 4.625%
HK$4,510
+HK$226/mo
Deposit HK$267K · loan HK$801K · min. income ≈ HK$8,568/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,897
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,018
−HK$124/mo
Today · 4.125%
HK$4,142
baseline
▲ 0.50% · 4.625%
HK$4,394
+HK$252/mo
Deposit HK$214K · loan HK$855K · min. income ≈ HK$8,284/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,336
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,452
−HK$118/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,811
+HK$241/mo
Deposit HK$214K · loan HK$855K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$130/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$268/mo
Deposit HK$160K · loan HK$908K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$125/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$256/mo
Deposit HK$160K · loan HK$908K · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,384
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,521
−HK$138/mo
Today · 4.125%
HK$4,659
baseline
▲ 0.50% · 4.625%
HK$4,943
+HK$284/mo
Deposit HK$107K · loan HK$961K · min. income ≈ HK$9,318/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,878
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,008
−HK$133/mo
Today · 4.125%
HK$5,141
baseline
▲ 0.50% · 4.625%
HK$5,412
+HK$271/mo
Deposit HK$107K · loan HK$961K · min. income ≈ HK$10,282/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).