▼ 0.50% · 3.625%
HK$2,558
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,638
−HK$80/mo
Today · 4.125%
HK$2,718
baseline
▲ 0.50% · 4.625%
HK$2,884
+HK$166/mo
Deposit HK$561K · loan HK$561K · min. income ≈ HK$5,436/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,846
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,922
−HK$77/mo
Today · 4.125%
HK$2,999
baseline
▲ 0.50% · 4.625%
HK$3,158
+HK$159/mo
Deposit HK$561K · loan HK$561K · min. income ≈ HK$5,998/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,814
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,901
−HK$89/mo
Today · 4.125%
HK$2,990
baseline
▲ 0.50% · 4.625%
HK$3,172
+HK$182/mo
Deposit HK$505K · loan HK$617K · min. income ≈ HK$5,980/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,130
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,214
−HK$85/mo
Today · 4.125%
HK$3,299
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$174/mo
Deposit HK$505K · loan HK$617K · min. income ≈ HK$6,598/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,070
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,165
−HK$97/mo
Today · 4.125%
HK$3,262
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$199/mo
Deposit HK$449K · loan HK$673K · min. income ≈ HK$6,524/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,415
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,506
−HK$93/mo
Today · 4.125%
HK$3,599
baseline
▲ 0.50% · 4.625%
HK$3,789
+HK$190/mo
Deposit HK$449K · loan HK$673K · min. income ≈ HK$7,198/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,325
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,429
−HK$105/mo
Today · 4.125%
HK$3,534
baseline
▲ 0.50% · 4.625%
HK$3,749
+HK$215/mo
Deposit HK$393K · loan HK$729K · min. income ≈ HK$7,068/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$100/mo
Today · 4.125%
HK$3,899
baseline
▲ 0.50% · 4.625%
HK$4,105
+HK$206/mo
Deposit HK$393K · loan HK$729K · min. income ≈ HK$7,798/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,581
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,693
−HK$113/mo
Today · 4.125%
HK$3,806
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$231/mo
Deposit HK$337K · loan HK$785K · min. income ≈ HK$7,612/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,091
−HK$108/mo
Today · 4.125%
HK$4,199
baseline
▲ 0.50% · 4.625%
HK$4,421
+HK$222/mo
Deposit HK$337K · loan HK$785K · min. income ≈ HK$8,398/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$122/mo
Today · 4.125%
HK$4,078
baseline
▲ 0.50% · 4.625%
HK$4,326
+HK$248/mo
Deposit HK$280K · loan HK$841K · min. income ≈ HK$8,156/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,269
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,383
−HK$116/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$237/mo
Deposit HK$280K · loan HK$841K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,093
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$129/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$265/mo
Deposit HK$224K · loan HK$897K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$124/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$253/mo
Deposit HK$224K · loan HK$897K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$137/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,902
+HK$281/mo
Deposit HK$168K · loan HK$954K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$132/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$269/mo
Deposit HK$168K · loan HK$954K · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,604
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,748
−HK$145/mo
Today · 4.125%
HK$4,893
baseline
▲ 0.50% · 4.625%
HK$5,191
+HK$298/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,786/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,122
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,260
−HK$139/mo
Today · 4.125%
HK$5,399
baseline
▲ 0.50% · 4.625%
HK$5,684
+HK$285/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,798/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).