▼ 0.50% · 3.625%
HK$2,191
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,259
−HK$69/mo
Today · 4.125%
HK$2,328
baseline
▲ 0.50% · 4.625%
HK$2,470
+HK$142/mo
Deposit HK$480K · loan HK$480K · min. income ≈ HK$4,656/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,437
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,502
−HK$67/mo
Today · 4.125%
HK$2,569
baseline
▲ 0.50% · 4.625%
HK$2,704
+HK$135/mo
Deposit HK$480K · loan HK$480K · min. income ≈ HK$5,138/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,410
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,485
−HK$76/mo
Today · 4.125%
HK$2,561
baseline
▲ 0.50% · 4.625%
HK$2,717
+HK$156/mo
Deposit HK$432K · loan HK$528K · min. income ≈ HK$5,122/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,681
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,753
−HK$73/mo
Today · 4.125%
HK$2,826
baseline
▲ 0.50% · 4.625%
HK$2,975
+HK$149/mo
Deposit HK$432K · loan HK$528K · min. income ≈ HK$5,652/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,629
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,711
−HK$83/mo
Today · 4.125%
HK$2,794
baseline
▲ 0.50% · 4.625%
HK$2,964
+HK$170/mo
Deposit HK$384K · loan HK$576K · min. income ≈ HK$5,588/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,924
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,003
−HK$79/mo
Today · 4.125%
HK$3,082
baseline
▲ 0.50% · 4.625%
HK$3,245
+HK$163/mo
Deposit HK$384K · loan HK$576K · min. income ≈ HK$6,164/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,848
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,936
−HK$90/mo
Today · 4.125%
HK$3,026
baseline
▲ 0.50% · 4.625%
HK$3,211
+HK$185/mo
Deposit HK$336K · loan HK$624K · min. income ≈ HK$6,052/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,168
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,253
−HK$86/mo
Today · 4.125%
HK$3,339
baseline
▲ 0.50% · 4.625%
HK$3,515
+HK$176/mo
Deposit HK$336K · loan HK$624K · min. income ≈ HK$6,678/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,067
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,162
−HK$97/mo
Today · 4.125%
HK$3,259
baseline
▲ 0.50% · 4.625%
HK$3,458
+HK$199/mo
Deposit HK$288K · loan HK$672K · min. income ≈ HK$6,518/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,412
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,503
−HK$93/mo
Today · 4.125%
HK$3,596
baseline
▲ 0.50% · 4.625%
HK$3,786
+HK$190/mo
Deposit HK$288K · loan HK$672K · min. income ≈ HK$7,192/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,286
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,388
−HK$104/mo
Today · 4.125%
HK$3,492
baseline
▲ 0.50% · 4.625%
HK$3,705
+HK$213/mo
Deposit HK$240K · loan HK$721K · min. income ≈ HK$6,984/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,656
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,754
−HK$99/mo
Today · 4.125%
HK$3,853
baseline
▲ 0.50% · 4.625%
HK$4,056
+HK$203/mo
Deposit HK$240K · loan HK$721K · min. income ≈ HK$7,706/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,505
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,614
−HK$111/mo
Today · 4.125%
HK$3,725
baseline
▲ 0.50% · 4.625%
HK$3,951
+HK$226/mo
Deposit HK$192K · loan HK$769K · min. income ≈ HK$7,450/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,899
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,004
−HK$106/mo
Today · 4.125%
HK$4,110
baseline
▲ 0.50% · 4.625%
HK$4,327
+HK$217/mo
Deposit HK$192K · loan HK$769K · min. income ≈ HK$8,220/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,724
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$118/mo
Today · 4.125%
HK$3,958
baseline
▲ 0.50% · 4.625%
HK$4,198
+HK$240/mo
Deposit HK$144K · loan HK$817K · min. income ≈ HK$7,916/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,143
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$113/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$230/mo
Deposit HK$144K · loan HK$817K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,943
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$124/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,445
+HK$255/mo
Deposit HK$96K · loan HK$865K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,387
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,504
−HK$120/mo
Today · 4.125%
HK$4,624
baseline
▲ 0.50% · 4.625%
HK$4,867
+HK$243/mo
Deposit HK$96K · loan HK$865K · min. income ≈ HK$9,248/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).