▼ 0.50% · 3.625%
HK$2,257
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,327
−HK$71/mo
Today · 4.125%
HK$2,398
baseline
▲ 0.50% · 4.625%
HK$2,544
+HK$146/mo
Deposit HK$495K · loan HK$495K · min. income ≈ HK$4,796/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,511
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,578
−HK$68/mo
Today · 4.125%
HK$2,646
baseline
▲ 0.50% · 4.625%
HK$2,786
+HK$140/mo
Deposit HK$495K · loan HK$495K · min. income ≈ HK$5,292/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,483
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,560
−HK$78/mo
Today · 4.125%
HK$2,638
baseline
▲ 0.50% · 4.625%
HK$2,799
+HK$161/mo
Deposit HK$445K · loan HK$544K · min. income ≈ HK$5,276/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,762
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,836
−HK$75/mo
Today · 4.125%
HK$2,911
baseline
▲ 0.50% · 4.625%
HK$3,065
+HK$154/mo
Deposit HK$445K · loan HK$544K · min. income ≈ HK$5,822/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,708
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,793
−HK$85/mo
Today · 4.125%
HK$2,878
baseline
▲ 0.50% · 4.625%
HK$3,053
+HK$175/mo
Deposit HK$396K · loan HK$594K · min. income ≈ HK$5,756/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,013
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,094
−HK$82/mo
Today · 4.125%
HK$3,176
baseline
▲ 0.50% · 4.625%
HK$3,343
+HK$167/mo
Deposit HK$396K · loan HK$594K · min. income ≈ HK$6,352/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,934
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,025
−HK$93/mo
Today · 4.125%
HK$3,118
baseline
▲ 0.50% · 4.625%
HK$3,308
+HK$190/mo
Deposit HK$346K · loan HK$643K · min. income ≈ HK$6,236/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,264
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$88/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,622
+HK$182/mo
Deposit HK$346K · loan HK$643K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,160
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,258
−HK$100/mo
Today · 4.125%
HK$3,358
baseline
▲ 0.50% · 4.625%
HK$3,562
+HK$204/mo
Deposit HK$297K · loan HK$693K · min. income ≈ HK$6,716/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,515
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,609
−HK$96/mo
Today · 4.125%
HK$3,705
baseline
▲ 0.50% · 4.625%
HK$3,900
+HK$195/mo
Deposit HK$297K · loan HK$693K · min. income ≈ HK$7,410/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,385
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,491
−HK$107/mo
Today · 4.125%
HK$3,598
baseline
▲ 0.50% · 4.625%
HK$3,817
+HK$219/mo
Deposit HK$247K · loan HK$742K · min. income ≈ HK$7,196/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,766
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,867
−HK$103/mo
Today · 4.125%
HK$3,970
baseline
▲ 0.50% · 4.625%
HK$4,179
+HK$209/mo
Deposit HK$247K · loan HK$742K · min. income ≈ HK$7,940/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,611
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,723
−HK$115/mo
Today · 4.125%
HK$3,838
baseline
▲ 0.50% · 4.625%
HK$4,071
+HK$233/mo
Deposit HK$198K · loan HK$792K · min. income ≈ HK$7,676/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,017
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,125
−HK$109/mo
Today · 4.125%
HK$4,234
baseline
▲ 0.50% · 4.625%
HK$4,458
+HK$224/mo
Deposit HK$198K · loan HK$792K · min. income ≈ HK$8,468/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$121/mo
Today · 4.125%
HK$4,077
baseline
▲ 0.50% · 4.625%
HK$4,326
+HK$249/mo
Deposit HK$148K · loan HK$841K · min. income ≈ HK$8,154/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,383
−HK$116/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$237/mo
Deposit HK$148K · loan HK$841K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,063
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,189
−HK$128/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,580
+HK$263/mo
Deposit HK$99K · loan HK$891K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,520
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$123/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,015
+HK$251/mo
Deposit HK$99K · loan HK$891K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).