▼ 0.50% · 3.625%
HK$2,185
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,253
−HK$69/mo
Today · 4.125%
HK$2,322
baseline
▲ 0.50% · 4.625%
HK$2,464
+HK$142/mo
Deposit HK$479K · loan HK$479K · min. income ≈ HK$4,644/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,431
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,496
−HK$67/mo
Today · 4.125%
HK$2,563
baseline
▲ 0.50% · 4.625%
HK$2,698
+HK$135/mo
Deposit HK$479K · loan HK$479K · min. income ≈ HK$5,126/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,404
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,479
−HK$76/mo
Today · 4.125%
HK$2,555
baseline
▲ 0.50% · 4.625%
HK$2,710
+HK$155/mo
Deposit HK$431K · loan HK$527K · min. income ≈ HK$5,110/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,674
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,746
−HK$73/mo
Today · 4.125%
HK$2,819
baseline
▲ 0.50% · 4.625%
HK$2,967
+HK$148/mo
Deposit HK$431K · loan HK$527K · min. income ≈ HK$5,638/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,622
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,704
−HK$83/mo
Today · 4.125%
HK$2,787
baseline
▲ 0.50% · 4.625%
HK$2,956
+HK$169/mo
Deposit HK$383K · loan HK$575K · min. income ≈ HK$5,574/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,917
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,996
−HK$79/mo
Today · 4.125%
HK$3,075
baseline
▲ 0.50% · 4.625%
HK$3,237
+HK$162/mo
Deposit HK$383K · loan HK$575K · min. income ≈ HK$6,150/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,841
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,929
−HK$90/mo
Today · 4.125%
HK$3,019
baseline
▲ 0.50% · 4.625%
HK$3,203
+HK$184/mo
Deposit HK$335K · loan HK$623K · min. income ≈ HK$6,038/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,161
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,245
−HK$86/mo
Today · 4.125%
HK$3,331
baseline
▲ 0.50% · 4.625%
HK$3,507
+HK$176/mo
Deposit HK$335K · loan HK$623K · min. income ≈ HK$6,662/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,060
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,155
−HK$96/mo
Today · 4.125%
HK$3,251
baseline
▲ 0.50% · 4.625%
HK$3,449
+HK$198/mo
Deposit HK$288K · loan HK$671K · min. income ≈ HK$6,502/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,404
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,495
−HK$93/mo
Today · 4.125%
HK$3,588
baseline
▲ 0.50% · 4.625%
HK$3,777
+HK$189/mo
Deposit HK$288K · loan HK$671K · min. income ≈ HK$7,176/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,278
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,380
−HK$104/mo
Today · 4.125%
HK$3,484
baseline
▲ 0.50% · 4.625%
HK$3,696
+HK$212/mo
Deposit HK$240K · loan HK$719K · min. income ≈ HK$6,968/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,647
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$99/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,046
+HK$202/mo
Deposit HK$240K · loan HK$719K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,497
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,605
−HK$111/mo
Today · 4.125%
HK$3,716
baseline
▲ 0.50% · 4.625%
HK$3,942
+HK$226/mo
Deposit HK$192K · loan HK$767K · min. income ≈ HK$7,432/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,890
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$106/mo
Today · 4.125%
HK$4,100
baseline
▲ 0.50% · 4.625%
HK$4,316
+HK$216/mo
Deposit HK$192K · loan HK$767K · min. income ≈ HK$8,200/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$117/mo
Today · 4.125%
HK$3,948
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$240/mo
Deposit HK$144K · loan HK$815K · min. income ≈ HK$7,896/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,133
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$112/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,586
+HK$230/mo
Deposit HK$144K · loan HK$815K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,934
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,056
−HK$124/mo
Today · 4.125%
HK$4,180
baseline
▲ 0.50% · 4.625%
HK$4,435
+HK$255/mo
Deposit HK$96K · loan HK$863K · min. income ≈ HK$8,360/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,494
−HK$119/mo
Today · 4.125%
HK$4,613
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$243/mo
Deposit HK$96K · loan HK$863K · min. income ≈ HK$9,226/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).