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Crescira AVM · estimated value Medium confidence
HK$4.09M
≈ HK$15,320 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,842/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$16,789
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,312
−HK$530/mo
Today · 4.125%
HK$17,842
baseline
▲ 0.50% · 4.625%
HK$18,928
+HK$1,086/mo

Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,684/mo (50% DSR)

Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,210 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Wan Ho Station
≈ 5 min walk · 367 m
Education
40
schools within 1 km (14 within 500 m)
Daily convenience
38
within 1 km (23 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
22/F
Flat
C
Saleable Area
267 Saleable ft²
Gross Area
414 ft²
Efficiency
64%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2020-12-31 HK$5.40M +35.0%
4.3y · 8.0%/yr
2016-09-12 HK$4.00M +31.1%
4.0y · 8.0%/yr
2012-08-24 HK$3.05M +79.4%
2008-02-15 HK$1.70M −7.6%
2008-02-14 HK$1.84M −14.4%
1998-02-28 HK$2.15M
Data sourced from Renavon.com