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At today's rate and a 90% mortgage, the deposit on this unit is about HK$382K, with repayments around HK$16,668/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$382K · loan HK$3.44M · min. income ≈ HK$33,336/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 267 Saleable ft²
- Gross Area
- 414 ft²
- Efficiency
- 64%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-09 | HK$5.08M | +24.5% 3.6y · 7.0%/yr |
| 2016-09-09 | HK$4.08M | +43.2% 4.2y · 10.0%/yr |
| 2012-07-06 | HK$2.85M | +103.6% |
| 2009-01-21 | HK$1.40M | −11.4% |
| 2008-01-28 | HK$1.58M | −37.1% |
| 1997-12-23 | HK$2.51M | — |