Skip to content
Crescira AVM · estimated value Medium confidence
HK$4.42M
≈ HK$15,337 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$442K, with repayments around HK$19,266/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,129
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,693
−HK$573/mo
Today · 4.125%
HK$19,266
baseline
▲ 0.50% · 4.625%
HK$20,438
+HK$1,172/mo

Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,532/mo (50% DSR)

Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,255 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Wan Ho Station
≈ 5 min walk · 367 m
Education
40
schools within 1 km (15 within 500 m)
Daily convenience
38
within 1 km (23 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
A
Saleable Area
288 Saleable ft²
Gross Area
443 ft²
Efficiency
65%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2021-07-15 HK$5.76M +52.0%
6.9y · 8.0%/yr
2014-09-01 HK$3.79M +70.0%
2010-08-13 HK$2.23M +19.3%
2009-07-14 HK$1.87M +54.5%
2004-02-20 HK$1.21M −57.1%
1997-12-13 HK$2.82M
Data sourced from Renavon.com