Skip to content
Crescira AVM · estimated value Medium confidence
HK$4.10M
≈ HK$15,346 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$410K, with repayments around HK$17,872/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$16,818
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,341
−HK$531/mo
Today · 4.125%
HK$17,872
baseline
▲ 0.50% · 4.625%
HK$18,960
+HK$1,088/mo

Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,744/mo (50% DSR)

Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$19,578 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Wan Ho Station
≈ 5 min walk · 367 m
Education
40
schools within 1 km (14 within 500 m)
Daily convenience
38
within 1 km (23 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
B
Saleable Area
267 Saleable ft²
Gross Area
414 ft²
Efficiency
64%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2022-03-16 HK$5.18M +70.4%
9.7y · 7.0%/yr
2012-07-11 HK$3.04M +37.6%
2010-11-16 HK$2.21M +22.1%
2009-07-23 HK$1.81M +33.1%
2006-07-22 HK$1.36M +23.6%
2003-04-16 HK$1.10M −38.9%
1999-01-27 HK$1.80M −28.0%
1997-12-23 HK$2.50M
Data sourced from Renavon.com