Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$413K, with repayments around HK$17,997/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$413K · loan HK$3.71M · min. income ≈ HK$35,994/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$25,283 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- B
- Saleable Area
- 267 Saleable ft²
- Gross Area
- 414 ft²
- Efficiency
- 64%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-17 | HK$5.68M | +49.5% 5.8y · 8.0%/yr |
| 2016-07-19 | HK$3.80M | +106.5% 6.9y · 15.0%/yr |
| 2009-08-17 | HK$1.84M | +3.4% |
| 2008-01-28 | HK$1.78M | −29.9% |
| 1997-12-23 | HK$2.54M | — |