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At today's rate and a 90% mortgage, the deposit on this unit is about HK$382K, with repayments around HK$16,678/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$382K · loan HK$3.44M · min. income ≈ HK$33,356/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 267 Saleable ft²
- Gross Area
- 414 ft²
- Efficiency
- 64%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-03 | HK$3.60M | −28.0% 7.7y · −4.0%/yr |
| 2018-08-31 | HK$5.00M | +29.9% 3.6y · 8.0%/yr |
| 2015-01-21 | HK$3.85M | +81.6% |
| 2010-11-01 | HK$2.12M | +23.3% |
| 2009-10-15 | HK$1.72M | −32.5% |
| 1998-01-10 | HK$2.55M | — |