Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$410K, with repayments around HK$17,878/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,756/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$19,830 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- C
- Saleable Area
- 267 Saleable ft²
- Gross Area
- 414 ft²
- Efficiency
- 64%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-27 | HK$3.88M | −11.8% 9.1y · −1.0%/yr |
| 2016-07-19 | HK$4.40M | +37.9% 3.8y · 10.0%/yr |
| 2012-09-27 | HK$3.19M | +136.3% |
| 2004-12-10 | HK$1.35M | −3.6% |
| 2000-12-15 | HK$1.40M | −35.5% |
| 1998-02-28 | HK$2.17M | — |