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At today's rate and a 90% mortgage, the deposit on this unit is about HK$442K, with repayments around HK$19,279/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,558/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,299 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- 1
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 373 ft²
- Efficiency
- 84%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-06-09 | HK$5.15M | +26.5% 9.5y |
| 2013-12-23 | HK$4.07M | +0.1% |
| 2013-12-23 | HK$4.07M | +346.7% 9.3y |
| 2004-09-03 | HK$910K | −51.1% 7.3y |
| 1997-05-20 | HK$1.86M | +11.4% |
| 1997-04-16 | HK$1.67M | — |