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At today's rate and a 90% mortgage, the deposit on this unit is about HK$427K, with repayments around HK$18,607/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,214/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$53,256 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 6
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 373 ft²
- Efficiency
- 84%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2009-10-19 | HK$1.70M | +10.4% 0.5y |
| 2009-04-15 | HK$1.54M | +54.0% 3.4y |
| 2005-11-26 | HK$1.00M | +12.4% 4.5y |
| 2001-05-31 | HK$890K | +0.1% |
| 2001-05-31 | HK$889K | −50.6% 4.1y |
| 1997-04-21 | HK$1.80M | — |