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At today's rate and a 90% mortgage, the deposit on this unit is about HK$359K, with repayments around HK$15,654/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$359K · loan HK$3.23M · min. income ≈ HK$31,308/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 3
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 351 ft²
- Efficiency
- 81%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-18 | HK$4.85M | +20.6% 3.7y |
| 2017-03-27 | HK$4.02M | +75.5% 5.9y |
| 2011-05-09 | HK$2.29M | +0.1% |
| 2011-05-09 | HK$2.29M | +12.7% 0.7y |
| 2010-08-25 | HK$2.03M | +0.1% |
| 2010-08-25 | HK$2.03M | — |