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At today's rate and a 90% mortgage, the deposit on this unit is about HK$344K, with repayments around HK$15,021/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$344K · loan HK$3.10M · min. income ≈ HK$30,042/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- 4
- Saleable Area
- 240 Saleable ft²
- Gross Area
- 299 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-08-04 | HK$5.06M | +244.2% 16.1y |
| 2007-06-29 | HK$1.47M | +0.2% |
| 2007-06-29 | HK$1.47M | +12.8% |
| 2007-05-17 | HK$1.30M | +16.1% 0.5y |
| 2006-11-03 | HK$1.12M | +46.8% 2.3y |
| 2004-07-13 | HK$763K | +0.4% |
| 2004-07-13 | HK$760K | +10.1% |
| 2004-04-27 | HK$690K | — |