Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$431K, with repayments around HK$18,792/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$37,584/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$61,743 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- 6
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 373 ft²
- Efficiency
- 84%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-06-13 | HK$5.20M | +296.9% 16.2y |
| 2007-04-27 | HK$1.31M | +0.2% |
| 2007-04-27 | HK$1.31M | +32.1% 1.6y |
| 2005-09-13 | HK$990K | +0.5% |
| 2005-09-13 | HK$985K | −34.3% 8.6y |
| 1997-01-24 | HK$1.50M | — |