Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$468K, with repayments around HK$20,396/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$468K · loan HK$4.21M · min. income ≈ HK$40,792/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$85,091 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- 5
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 84%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2010-01-15 | HK$2.29M | +0.1% |
| 2010-01-15 | HK$2.29M | +14.4% 0.3y |
| 2009-10-09 | HK$2.00M | +116.2% 6.5y |
| 2003-04-30 | HK$925K | −0.5% 3.2y |
| 2003-04-30 | HK$930K | −32.8% |
| 2000-02-10 | HK$1.38M | +0.2% 2.7y |
| 2000-02-10 | HK$1.38M | −36.7% |
| 1997-06-18 | HK$2.18M | +0.0% |
| 1997-06-18 | HK$2.18M | — |