Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$469K, with repayments around HK$20,441/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,882/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$86,132 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 5
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 468 ft²
- Efficiency
- 84%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-23 | HK$5.96M | −0.3% 3.7y |
| 2018-04-10 | HK$5.98M | +223.2% 9.5y |
| 2008-10-09 | HK$1.85M | +25.0% 1.0y |
| 2007-10-08 | HK$1.48M | +13.8% 1.1y |
| 2006-08-23 | HK$1.30M | −41.4% 9.2y |
| 1997-07-07 | HK$2.22M | +0.2% |
| 1997-07-07 | HK$2.21M | — |