▼ 0.50% · 3.625%
HK$21,030
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,685
−HK$664/mo
Today · 4.125%
HK$22,349
baseline
▲ 0.50% · 4.625%
HK$23,709
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,698/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,396
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,024
−HK$636/mo
Today · 4.125%
HK$24,660
baseline
▲ 0.50% · 4.625%
HK$25,960
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,320/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,134
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,853
−HK$731/mo
Today · 4.125%
HK$24,584
baseline
▲ 0.50% · 4.625%
HK$26,080
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,168/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,736
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,426
−HK$700/mo
Today · 4.125%
HK$27,126
baseline
▲ 0.50% · 4.625%
HK$28,556
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,252/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,237
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,022
−HK$797/mo
Today · 4.125%
HK$26,819
baseline
▲ 0.50% · 4.625%
HK$28,451
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,638/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,075
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,828
−HK$764/mo
Today · 4.125%
HK$29,592
baseline
▲ 0.50% · 4.625%
HK$31,152
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,184/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,340
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,190
−HK$864/mo
Today · 4.125%
HK$29,054
baseline
▲ 0.50% · 4.625%
HK$30,822
+HK$1,768/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,108/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,415
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,231
−HK$827/mo
Today · 4.125%
HK$32,058
baseline
▲ 0.50% · 4.625%
HK$33,748
+HK$1,690/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,116/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,443
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,359
−HK$930/mo
Today · 4.125%
HK$31,289
baseline
▲ 0.50% · 4.625%
HK$33,193
+HK$1,904/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,578/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,755
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,633
−HK$891/mo
Today · 4.125%
HK$34,524
baseline
▲ 0.50% · 4.625%
HK$36,344
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,048/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,546
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,527
−HK$997/mo
Today · 4.125%
HK$33,524
baseline
▲ 0.50% · 4.625%
HK$35,564
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,048/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,094
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,036
−HK$954/mo
Today · 4.125%
HK$36,990
baseline
▲ 0.50% · 4.625%
HK$38,940
+HK$1,950/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$73,980/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,649
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,695
−HK$1,064/mo
Today · 4.125%
HK$35,759
baseline
▲ 0.50% · 4.625%
HK$37,935
+HK$2,176/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$71,518/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,434
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,438
−HK$1,018/mo
Today · 4.125%
HK$39,456
baseline
▲ 0.50% · 4.625%
HK$41,536
+HK$2,080/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$78,912/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,752
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,864
−HK$1,130/mo
Today · 4.125%
HK$37,994
baseline
▲ 0.50% · 4.625%
HK$40,306
+HK$2,312/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$75,988/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,774
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,840
−HK$1,082/mo
Today · 4.125%
HK$41,922
baseline
▲ 0.50% · 4.625%
HK$44,132
+HK$2,210/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,844/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,855
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,032
−HK$1,197/mo
Today · 4.125%
HK$40,229
baseline
▲ 0.50% · 4.625%
HK$42,677
+HK$2,448/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,458/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,113
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,243
−HK$1,145/mo
Today · 4.125%
HK$44,388
baseline
▲ 0.50% · 4.625%
HK$46,728
+HK$2,340/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,776/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,287 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).