▼ 0.50% · 3.625%
HK$20,728
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,373
−HK$655/mo
Today · 4.125%
HK$22,028
baseline
▲ 0.50% · 4.625%
HK$23,368
+HK$1,340/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,056/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,060
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,678
−HK$628/mo
Today · 4.125%
HK$24,306
baseline
▲ 0.50% · 4.625%
HK$25,587
+HK$1,281/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,612/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,801
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,510
−HK$721/mo
Today · 4.125%
HK$24,231
baseline
▲ 0.50% · 4.625%
HK$25,705
+HK$1,474/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,462/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,366
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,046
−HK$690/mo
Today · 4.125%
HK$26,736
baseline
▲ 0.50% · 4.625%
HK$28,146
+HK$1,410/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,472/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,874
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,647
−HK$787/mo
Today · 4.125%
HK$26,434
baseline
▲ 0.50% · 4.625%
HK$28,042
+HK$1,608/mo
Deposit HK$3.64M · loan HK$5.45M · min. income ≈ HK$52,868/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,672
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,414
−HK$753/mo
Today · 4.125%
HK$29,167
baseline
▲ 0.50% · 4.625%
HK$30,704
+HK$1,537/mo
Deposit HK$3.64M · loan HK$5.45M · min. income ≈ HK$58,334/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,947
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,785
−HK$851/mo
Today · 4.125%
HK$28,636
baseline
▲ 0.50% · 4.625%
HK$30,379
+HK$1,743/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,272/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,978
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,782
−HK$815/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,263
+HK$1,666/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,019
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,922
−HK$917/mo
Today · 4.125%
HK$30,839
baseline
▲ 0.50% · 4.625%
HK$32,716
+HK$1,877/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,678/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,284
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,150
−HK$878/mo
Today · 4.125%
HK$34,028
baseline
▲ 0.50% · 4.625%
HK$35,822
+HK$1,794/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,056/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,092
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,059
−HK$983/mo
Today · 4.125%
HK$33,042
baseline
▲ 0.50% · 4.625%
HK$35,052
+HK$2,010/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,084/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,590
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,517
−HK$942/mo
Today · 4.125%
HK$36,459
baseline
▲ 0.50% · 4.625%
HK$38,380
+HK$1,921/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,918/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,165
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,197
−HK$1,048/mo
Today · 4.125%
HK$35,245
baseline
▲ 0.50% · 4.625%
HK$37,389
+HK$2,144/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,490/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,896
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,885
−HK$1,004/mo
Today · 4.125%
HK$38,889
baseline
▲ 0.50% · 4.625%
HK$40,939
+HK$2,050/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,778/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,238
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,334
−HK$1,114/mo
Today · 4.125%
HK$37,448
baseline
▲ 0.50% · 4.625%
HK$39,726
+HK$2,278/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,896/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,202
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,253
−HK$1,067/mo
Today · 4.125%
HK$41,320
baseline
▲ 0.50% · 4.625%
HK$43,498
+HK$2,178/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,640/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,311
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,471
−HK$1,179/mo
Today · 4.125%
HK$39,650
baseline
▲ 0.50% · 4.625%
HK$42,063
+HK$2,413/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,300/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,508
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,621
−HK$1,129/mo
Today · 4.125%
HK$43,750
baseline
▲ 0.50% · 4.625%
HK$46,056
+HK$2,306/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,500/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,026 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).