▼ 0.50% · 3.625%
HK$21,101
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,757
−HK$667/mo
Today · 4.125%
HK$22,424
baseline
▲ 0.50% · 4.625%
HK$23,788
+HK$1,364/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,848/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,474
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,104
−HK$639/mo
Today · 4.125%
HK$24,743
baseline
▲ 0.50% · 4.625%
HK$26,047
+HK$1,304/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,486/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,211
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,933
−HK$733/mo
Today · 4.125%
HK$24,666
baseline
▲ 0.50% · 4.625%
HK$26,167
+HK$1,501/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,332/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,822
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,514
−HK$703/mo
Today · 4.125%
HK$27,217
baseline
▲ 0.50% · 4.625%
HK$28,651
+HK$1,434/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,434/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,321
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,108
−HK$801/mo
Today · 4.125%
HK$26,909
baseline
▲ 0.50% · 4.625%
HK$28,546
+HK$1,637/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,818/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,169
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,925
−HK$766/mo
Today · 4.125%
HK$29,691
baseline
▲ 0.50% · 4.625%
HK$31,256
+HK$1,565/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,382/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,431
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,284
−HK$867/mo
Today · 4.125%
HK$29,151
baseline
▲ 0.50% · 4.625%
HK$30,925
+HK$1,774/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,302/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,517
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,335
−HK$830/mo
Today · 4.125%
HK$32,165
baseline
▲ 0.50% · 4.625%
HK$33,861
+HK$1,696/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,330/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,541
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,460
−HK$933/mo
Today · 4.125%
HK$31,393
baseline
▲ 0.50% · 4.625%
HK$33,304
+HK$1,911/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,786/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,864
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,745
−HK$895/mo
Today · 4.125%
HK$34,640
baseline
▲ 0.50% · 4.625%
HK$36,466
+HK$1,826/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,280/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,651
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,636
−HK$1,000/mo
Today · 4.125%
HK$33,636
baseline
▲ 0.50% · 4.625%
HK$35,683
+HK$2,047/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,272/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,212
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,156
−HK$958/mo
Today · 4.125%
HK$37,114
baseline
▲ 0.50% · 4.625%
HK$39,070
+HK$1,956/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,228/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,761
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,811
−HK$1,067/mo
Today · 4.125%
HK$35,878
baseline
▲ 0.50% · 4.625%
HK$38,061
+HK$2,183/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,756/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,559
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,566
−HK$1,022/mo
Today · 4.125%
HK$39,588
baseline
▲ 0.50% · 4.625%
HK$41,675
+HK$2,087/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,176/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,871
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,987
−HK$1,134/mo
Today · 4.125%
HK$38,121
baseline
▲ 0.50% · 4.625%
HK$40,440
+HK$2,319/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,242/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,906
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,977
−HK$1,085/mo
Today · 4.125%
HK$42,062
baseline
▲ 0.50% · 4.625%
HK$44,280
+HK$2,218/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,124/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,981
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,163
−HK$1,200/mo
Today · 4.125%
HK$40,363
baseline
▲ 0.50% · 4.625%
HK$42,819
+HK$2,456/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$80,726/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,254
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,387
−HK$1,150/mo
Today · 4.125%
HK$44,537
baseline
▲ 0.50% · 4.625%
HK$46,884
+HK$2,347/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$89,074/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,367 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).