▼ 0.50% · 3.625%
HK$17,001
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,530
−HK$537/mo
Today · 4.125%
HK$18,067
baseline
▲ 0.50% · 4.625%
HK$19,167
+HK$1,100/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,134/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,914
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,421
−HK$514/mo
Today · 4.125%
HK$19,935
baseline
▲ 0.50% · 4.625%
HK$20,986
+HK$1,051/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,870/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,701
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,283
−HK$591/mo
Today · 4.125%
HK$19,874
baseline
▲ 0.50% · 4.625%
HK$21,083
+HK$1,209/mo
Deposit HK$3.36M · loan HK$4.10M · min. income ≈ HK$39,748/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,805
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,363
−HK$566/mo
Today · 4.125%
HK$21,929
baseline
▲ 0.50% · 4.625%
HK$23,085
+HK$1,156/mo
Deposit HK$3.36M · loan HK$4.10M · min. income ≈ HK$43,858/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,401
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,036
−HK$645/mo
Today · 4.125%
HK$21,681
baseline
▲ 0.50% · 4.625%
HK$23,000
+HK$1,319/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,362/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,696
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,305
−HK$617/mo
Today · 4.125%
HK$23,922
baseline
▲ 0.50% · 4.625%
HK$25,183
+HK$1,261/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,844/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,101
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,789
−HK$698/mo
Today · 4.125%
HK$23,487
baseline
▲ 0.50% · 4.625%
HK$24,917
+HK$1,430/mo
Deposit HK$2.61M · loan HK$4.85M · min. income ≈ HK$46,974/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,588
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,247
−HK$669/mo
Today · 4.125%
HK$25,916
baseline
▲ 0.50% · 4.625%
HK$27,282
+HK$1,366/mo
Deposit HK$2.61M · loan HK$4.85M · min. income ≈ HK$51,832/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,802
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,542
−HK$752/mo
Today · 4.125%
HK$25,294
baseline
▲ 0.50% · 4.625%
HK$26,833
+HK$1,539/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,588/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,479
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,189
−HK$721/mo
Today · 4.125%
HK$27,910
baseline
▲ 0.50% · 4.625%
HK$29,381
+HK$1,471/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,820/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,502
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,295
−HK$806/mo
Today · 4.125%
HK$27,101
baseline
▲ 0.50% · 4.625%
HK$28,750
+HK$1,649/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$54,202/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,370
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,131
−HK$772/mo
Today · 4.125%
HK$29,903
baseline
▲ 0.50% · 4.625%
HK$31,479
+HK$1,576/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$59,806/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,202
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,048
−HK$860/mo
Today · 4.125%
HK$28,908
baseline
▲ 0.50% · 4.625%
HK$30,667
+HK$1,759/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,816/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,262
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,073
−HK$824/mo
Today · 4.125%
HK$31,897
baseline
▲ 0.50% · 4.625%
HK$33,578
+HK$1,681/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,794/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,902
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,801
−HK$913/mo
Today · 4.125%
HK$30,714
baseline
▲ 0.50% · 4.625%
HK$32,583
+HK$1,869/mo
Deposit HK$1.12M · loan HK$6.34M · min. income ≈ HK$61,428/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,153
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,015
−HK$875/mo
Today · 4.125%
HK$33,890
baseline
▲ 0.50% · 4.625%
HK$35,677
+HK$1,787/mo
Deposit HK$1.12M · loan HK$6.34M · min. income ≈ HK$67,780/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,602
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,554
−HK$967/mo
Today · 4.125%
HK$32,521
baseline
▲ 0.50% · 4.625%
HK$34,500
+HK$1,979/mo
Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$65,042/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,044
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,957
−HK$927/mo
Today · 4.125%
HK$35,884
baseline
▲ 0.50% · 4.625%
HK$37,775
+HK$1,891/mo
Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$71,768/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,674 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).