▼ 0.50% · 3.625%
HK$19,158
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,754
−HK$605/mo
Today · 4.125%
HK$20,359
baseline
▲ 0.50% · 4.625%
HK$21,598
+HK$1,239/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,718/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,313
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,885
−HK$579/mo
Today · 4.125%
HK$22,464
baseline
▲ 0.50% · 4.625%
HK$23,649
+HK$1,185/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,928/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,074
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,729
−HK$666/mo
Today · 4.125%
HK$22,395
baseline
▲ 0.50% · 4.625%
HK$23,758
+HK$1,363/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,790/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,444
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,073
−HK$638/mo
Today · 4.125%
HK$24,711
baseline
▲ 0.50% · 4.625%
HK$26,013
+HK$1,302/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,422/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,990
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,705
−HK$726/mo
Today · 4.125%
HK$24,431
baseline
▲ 0.50% · 4.625%
HK$25,918
+HK$1,487/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,862/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,576
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,262
−HK$695/mo
Today · 4.125%
HK$26,957
baseline
▲ 0.50% · 4.625%
HK$28,378
+HK$1,421/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,914/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,905
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,680
−HK$787/mo
Today · 4.125%
HK$26,467
baseline
▲ 0.50% · 4.625%
HK$28,078
+HK$1,611/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,934/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,707
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,450
−HK$754/mo
Today · 4.125%
HK$29,204
baseline
▲ 0.50% · 4.625%
HK$30,743
+HK$1,539/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,408/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,821
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,655
−HK$848/mo
Today · 4.125%
HK$28,503
baseline
▲ 0.50% · 4.625%
HK$30,237
+HK$1,734/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$57,006/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,838
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,638
−HK$812/mo
Today · 4.125%
HK$31,450
baseline
▲ 0.50% · 4.625%
HK$33,108
+HK$1,658/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,900/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,737
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,631
−HK$908/mo
Today · 4.125%
HK$30,539
baseline
▲ 0.50% · 4.625%
HK$32,397
+HK$1,858/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,078/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,970
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,827
−HK$870/mo
Today · 4.125%
HK$33,697
baseline
▲ 0.50% · 4.625%
HK$35,473
+HK$1,776/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,394/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,653
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,606
−HK$969/mo
Today · 4.125%
HK$32,575
baseline
▲ 0.50% · 4.625%
HK$34,557
+HK$1,982/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,150/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,101
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,015
−HK$928/mo
Today · 4.125%
HK$35,943
baseline
▲ 0.50% · 4.625%
HK$37,838
+HK$1,895/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,886/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,568
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,582
−HK$1,029/mo
Today · 4.125%
HK$34,611
baseline
▲ 0.50% · 4.625%
HK$36,717
+HK$2,106/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,222/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,232
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,204
−HK$986/mo
Today · 4.125%
HK$38,190
baseline
▲ 0.50% · 4.625%
HK$40,203
+HK$2,013/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,380/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,484
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,557
−HK$1,090/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,877
+HK$2,230/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,363
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,392
−HK$1,044/mo
Today · 4.125%
HK$40,436
baseline
▲ 0.50% · 4.625%
HK$42,568
+HK$2,132/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,872/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,050 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).