▼ 0.50% · 3.625%
HK$16,427
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,938
−HK$519/mo
Today · 4.125%
HK$17,457
baseline
▲ 0.50% · 4.625%
HK$18,519
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,914/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,275
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,765
−HK$497/mo
Today · 4.125%
HK$19,262
baseline
▲ 0.50% · 4.625%
HK$20,277
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,524/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,070
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,632
−HK$571/mo
Today · 4.125%
HK$19,203
baseline
▲ 0.50% · 4.625%
HK$20,371
+HK$1,168/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,406/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,102
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,641
−HK$547/mo
Today · 4.125%
HK$21,188
baseline
▲ 0.50% · 4.625%
HK$22,305
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,376/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,712
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,325
−HK$623/mo
Today · 4.125%
HK$20,948
baseline
▲ 0.50% · 4.625%
HK$22,223
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,896/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,930
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,518
−HK$596/mo
Today · 4.125%
HK$23,114
baseline
▲ 0.50% · 4.625%
HK$24,333
+HK$1,219/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,228/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,355
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,019
−HK$675/mo
Today · 4.125%
HK$22,694
baseline
▲ 0.50% · 4.625%
HK$24,075
+HK$1,381/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,388/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,757
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,394
−HK$647/mo
Today · 4.125%
HK$25,041
baseline
▲ 0.50% · 4.625%
HK$26,361
+HK$1,320/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,082/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,998
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,713
−HK$727/mo
Today · 4.125%
HK$24,440
baseline
▲ 0.50% · 4.625%
HK$25,927
+HK$1,487/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,880/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,585
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,271
−HK$696/mo
Today · 4.125%
HK$26,967
baseline
▲ 0.50% · 4.625%
HK$28,388
+HK$1,421/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,934/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,640
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,407
−HK$778/mo
Today · 4.125%
HK$26,185
baseline
▲ 0.50% · 4.625%
HK$27,779
+HK$1,594/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,370/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,412
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,147
−HK$746/mo
Today · 4.125%
HK$28,893
baseline
▲ 0.50% · 4.625%
HK$30,416
+HK$1,523/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,786/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,283
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,100
−HK$831/mo
Today · 4.125%
HK$27,931
baseline
▲ 0.50% · 4.625%
HK$29,631
+HK$1,700/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,862/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,239
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,024
−HK$795/mo
Today · 4.125%
HK$30,819
baseline
▲ 0.50% · 4.625%
HK$32,444
+HK$1,625/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,638/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,926
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,794
−HK$883/mo
Today · 4.125%
HK$29,677
baseline
▲ 0.50% · 4.625%
HK$31,483
+HK$1,806/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,354/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,067
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,900
−HK$845/mo
Today · 4.125%
HK$32,745
baseline
▲ 0.50% · 4.625%
HK$34,471
+HK$1,726/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,490/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,568
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,488
−HK$934/mo
Today · 4.125%
HK$31,422
baseline
▲ 0.50% · 4.625%
HK$33,334
+HK$1,912/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,844/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,894
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,777
−HK$895/mo
Today · 4.125%
HK$34,672
baseline
▲ 0.50% · 4.625%
HK$36,499
+HK$1,827/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,344/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,119 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).