▼ 0.50% · 3.625%
HK$20,615
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,257
−HK$651/mo
Today · 4.125%
HK$21,908
baseline
▲ 0.50% · 4.625%
HK$23,241
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,816/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,934
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,549
−HK$624/mo
Today · 4.125%
HK$24,173
baseline
▲ 0.50% · 4.625%
HK$25,448
+HK$1,275/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,346/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,677
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,382
−HK$717/mo
Today · 4.125%
HK$24,099
baseline
▲ 0.50% · 4.625%
HK$25,565
+HK$1,466/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,198/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,228
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,904
−HK$687/mo
Today · 4.125%
HK$26,591
baseline
▲ 0.50% · 4.625%
HK$27,992
+HK$1,401/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,182/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,738
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,508
−HK$782/mo
Today · 4.125%
HK$26,290
baseline
▲ 0.50% · 4.625%
HK$27,889
+HK$1,599/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$52,580/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,521
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,259
−HK$749/mo
Today · 4.125%
HK$29,008
baseline
▲ 0.50% · 4.625%
HK$30,537
+HK$1,529/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$58,016/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,800
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,633
−HK$847/mo
Today · 4.125%
HK$28,480
baseline
▲ 0.50% · 4.625%
HK$30,213
+HK$1,733/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$56,960/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,815
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,614
−HK$811/mo
Today · 4.125%
HK$31,425
baseline
▲ 0.50% · 4.625%
HK$33,082
+HK$1,657/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$62,850/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,861
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,759
−HK$912/mo
Today · 4.125%
HK$30,671
baseline
▲ 0.50% · 4.625%
HK$32,538
+HK$1,867/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,342/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,108
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,969
−HK$874/mo
Today · 4.125%
HK$33,843
baseline
▲ 0.50% · 4.625%
HK$35,627
+HK$1,784/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,686/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,923
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,885
−HK$977/mo
Today · 4.125%
HK$32,862
baseline
▲ 0.50% · 4.625%
HK$34,862
+HK$2,000/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,724/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,401
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,324
−HK$936/mo
Today · 4.125%
HK$36,260
baseline
▲ 0.50% · 4.625%
HK$38,171
+HK$1,911/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,520/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,984
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,010
−HK$1,043/mo
Today · 4.125%
HK$35,053
baseline
▲ 0.50% · 4.625%
HK$37,186
+HK$2,133/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,106/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,695
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,679
−HK$998/mo
Today · 4.125%
HK$38,677
baseline
▲ 0.50% · 4.625%
HK$40,716
+HK$2,039/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,354/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,046
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,136
−HK$1,108/mo
Today · 4.125%
HK$37,244
baseline
▲ 0.50% · 4.625%
HK$39,510
+HK$2,266/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,488/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,988
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,034
−HK$1,061/mo
Today · 4.125%
HK$41,095
baseline
▲ 0.50% · 4.625%
HK$43,261
+HK$2,166/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,190/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,107
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,262
−HK$1,172/mo
Today · 4.125%
HK$39,434
baseline
▲ 0.50% · 4.625%
HK$41,834
+HK$2,400/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,868/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,282
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,389
−HK$1,123/mo
Today · 4.125%
HK$43,512
baseline
▲ 0.50% · 4.625%
HK$45,806
+HK$2,294/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,024/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,077 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).