▼ 0.50% · 3.625%
HK$18,189
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,754
−HK$575/mo
Today · 4.125%
HK$19,329
baseline
▲ 0.50% · 4.625%
HK$20,505
+HK$1,176/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,658/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,235
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,777
−HK$551/mo
Today · 4.125%
HK$21,328
baseline
▲ 0.50% · 4.625%
HK$22,452
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,656/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,008
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,630
−HK$632/mo
Today · 4.125%
HK$21,262
baseline
▲ 0.50% · 4.625%
HK$22,556
+HK$1,294/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,524/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,258
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,855
−HK$606/mo
Today · 4.125%
HK$23,461
baseline
▲ 0.50% · 4.625%
HK$24,697
+HK$1,236/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,922/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,826
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,505
−HK$690/mo
Today · 4.125%
HK$23,195
baseline
▲ 0.50% · 4.625%
HK$24,606
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,390/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,282
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,933
−HK$661/mo
Today · 4.125%
HK$25,594
baseline
▲ 0.50% · 4.625%
HK$26,943
+HK$1,349/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,188/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,645
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,381
−HK$747/mo
Today · 4.125%
HK$25,128
baseline
▲ 0.50% · 4.625%
HK$26,657
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,256/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,305
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,011
−HK$715/mo
Today · 4.125%
HK$27,726
baseline
▲ 0.50% · 4.625%
HK$29,188
+HK$1,462/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,452/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,464
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,256
−HK$805/mo
Today · 4.125%
HK$27,061
baseline
▲ 0.50% · 4.625%
HK$28,708
+HK$1,647/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,122/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,329
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,088
−HK$771/mo
Today · 4.125%
HK$29,859
baseline
▲ 0.50% · 4.625%
HK$31,433
+HK$1,574/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,718/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,283
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,132
−HK$862/mo
Today · 4.125%
HK$28,994
baseline
▲ 0.50% · 4.625%
HK$30,758
+HK$1,764/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,988/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,352
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,166
−HK$826/mo
Today · 4.125%
HK$31,992
baseline
▲ 0.50% · 4.625%
HK$33,678
+HK$1,686/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,984/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,102
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,007
−HK$920/mo
Today · 4.125%
HK$30,927
baseline
▲ 0.50% · 4.625%
HK$32,809
+HK$1,882/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$61,854/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,376
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,244
−HK$881/mo
Today · 4.125%
HK$34,125
baseline
▲ 0.50% · 4.625%
HK$35,923
+HK$1,798/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$68,250/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,921
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,883
−HK$977/mo
Today · 4.125%
HK$32,860
baseline
▲ 0.50% · 4.625%
HK$34,859
+HK$1,999/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,720/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,399
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,322
−HK$935/mo
Today · 4.125%
HK$36,257
baseline
▲ 0.50% · 4.625%
HK$38,169
+HK$1,912/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,514/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,740
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,758
−HK$1,035/mo
Today · 4.125%
HK$34,793
baseline
▲ 0.50% · 4.625%
HK$36,910
+HK$2,117/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,586/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,422
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,399
−HK$991/mo
Today · 4.125%
HK$38,390
baseline
▲ 0.50% · 4.625%
HK$40,414
+HK$2,024/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,780/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,298 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).