▼ 0.50% · 3.625%
HK$20,960
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,612
−HK$663/mo
Today · 4.125%
HK$22,275
baseline
▲ 0.50% · 4.625%
HK$23,630
+HK$1,355/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,550/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,318
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,943
−HK$635/mo
Today · 4.125%
HK$24,578
baseline
▲ 0.50% · 4.625%
HK$25,873
+HK$1,295/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,156/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,056
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,773
−HK$729/mo
Today · 4.125%
HK$24,502
baseline
▲ 0.50% · 4.625%
HK$25,993
+HK$1,491/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,004/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,650
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,338
−HK$698/mo
Today · 4.125%
HK$27,036
baseline
▲ 0.50% · 4.625%
HK$28,461
+HK$1,425/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,072/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,152
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,935
−HK$794/mo
Today · 4.125%
HK$26,729
baseline
▲ 0.50% · 4.625%
HK$28,356
+HK$1,627/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,458/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,982
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,732
−HK$761/mo
Today · 4.125%
HK$29,493
baseline
▲ 0.50% · 4.625%
HK$31,048
+HK$1,555/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$58,986/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,248
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,096
−HK$861/mo
Today · 4.125%
HK$28,957
baseline
▲ 0.50% · 4.625%
HK$30,719
+HK$1,762/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,914/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,313
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,126
−HK$825/mo
Today · 4.125%
HK$31,951
baseline
▲ 0.50% · 4.625%
HK$33,635
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,902/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,344
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,257
−HK$927/mo
Today · 4.125%
HK$31,184
baseline
▲ 0.50% · 4.625%
HK$33,082
+HK$1,898/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,368/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,645
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,521
−HK$888/mo
Today · 4.125%
HK$34,409
baseline
▲ 0.50% · 4.625%
HK$36,223
+HK$1,814/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,818/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,440
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,418
−HK$994/mo
Today · 4.125%
HK$33,412
baseline
▲ 0.50% · 4.625%
HK$35,445
+HK$2,033/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,824/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,977
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,915
−HK$952/mo
Today · 4.125%
HK$36,867
baseline
▲ 0.50% · 4.625%
HK$38,810
+HK$1,943/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,734/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,536
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,579
−HK$1,060/mo
Today · 4.125%
HK$35,639
baseline
▲ 0.50% · 4.625%
HK$37,808
+HK$2,169/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,278/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,309
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,309
−HK$1,015/mo
Today · 4.125%
HK$39,324
baseline
▲ 0.50% · 4.625%
HK$41,397
+HK$2,073/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,648/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,632
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,741
−HK$1,126/mo
Today · 4.125%
HK$37,867
baseline
▲ 0.50% · 4.625%
HK$40,171
+HK$2,304/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,734/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,640
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,704
−HK$1,078/mo
Today · 4.125%
HK$41,782
baseline
▲ 0.50% · 4.625%
HK$43,985
+HK$2,203/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,564/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,728
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,902
−HK$1,192/mo
Today · 4.125%
HK$40,094
baseline
▲ 0.50% · 4.625%
HK$42,534
+HK$2,440/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,188/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,972
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,098
−HK$1,142/mo
Today · 4.125%
HK$44,240
baseline
▲ 0.50% · 4.625%
HK$46,572
+HK$2,332/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,480/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,201 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).