▼ 0.50% · 3.625%
HK$18,369
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,941
−HK$580/mo
Today · 4.125%
HK$19,521
baseline
▲ 0.50% · 4.625%
HK$20,709
+HK$1,188/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,042/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,436
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,984
−HK$556/mo
Today · 4.125%
HK$21,540
baseline
▲ 0.50% · 4.625%
HK$22,675
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,080/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,206
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,835
−HK$638/mo
Today · 4.125%
HK$21,473
baseline
▲ 0.50% · 4.625%
HK$22,780
+HK$1,307/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$42,946/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,479
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,082
−HK$612/mo
Today · 4.125%
HK$23,694
baseline
▲ 0.50% · 4.625%
HK$24,943
+HK$1,249/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$47,388/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,043
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,729
−HK$697/mo
Today · 4.125%
HK$23,426
baseline
▲ 0.50% · 4.625%
HK$24,851
+HK$1,425/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,852/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,523
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,181
−HK$667/mo
Today · 4.125%
HK$25,848
baseline
▲ 0.50% · 4.625%
HK$27,210
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,696/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,880
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,623
−HK$755/mo
Today · 4.125%
HK$25,378
baseline
▲ 0.50% · 4.625%
HK$26,922
+HK$1,544/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,756/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,567
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,279
−HK$723/mo
Today · 4.125%
HK$28,002
baseline
▲ 0.50% · 4.625%
HK$29,478
+HK$1,476/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,004/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,717
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,517
−HK$813/mo
Today · 4.125%
HK$27,330
baseline
▲ 0.50% · 4.625%
HK$28,993
+HK$1,663/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,660/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,610
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,377
−HK$779/mo
Today · 4.125%
HK$30,156
baseline
▲ 0.50% · 4.625%
HK$31,745
+HK$1,589/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,312/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,554
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,411
−HK$871/mo
Today · 4.125%
HK$29,282
baseline
▲ 0.50% · 4.625%
HK$31,064
+HK$1,782/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,564/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,654
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,476
−HK$834/mo
Today · 4.125%
HK$32,310
baseline
▲ 0.50% · 4.625%
HK$34,013
+HK$1,703/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,620/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,391
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,305
−HK$929/mo
Today · 4.125%
HK$31,234
baseline
▲ 0.50% · 4.625%
HK$33,135
+HK$1,901/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,468/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,697
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,574
−HK$890/mo
Today · 4.125%
HK$34,464
baseline
▲ 0.50% · 4.625%
HK$36,280
+HK$1,816/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,928/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,228
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,199
−HK$987/mo
Today · 4.125%
HK$33,186
baseline
▲ 0.50% · 4.625%
HK$35,206
+HK$2,020/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,372/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,741
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,673
−HK$945/mo
Today · 4.125%
HK$36,618
baseline
▲ 0.50% · 4.625%
HK$38,548
+HK$1,930/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,236/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,065
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,093
−HK$1,045/mo
Today · 4.125%
HK$35,138
baseline
▲ 0.50% · 4.625%
HK$37,276
+HK$2,138/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$70,276/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,784
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,771
−HK$1,001/mo
Today · 4.125%
HK$38,772
baseline
▲ 0.50% · 4.625%
HK$40,815
+HK$2,043/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$77,544/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,676 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).