▼ 0.50% · 3.625%
HK$21,296
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,958
−HK$673/mo
Today · 4.125%
HK$22,631
baseline
▲ 0.50% · 4.625%
HK$24,008
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,262/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,691
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,327
−HK$644/mo
Today · 4.125%
HK$24,971
baseline
▲ 0.50% · 4.625%
HK$26,287
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,942/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,425
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,154
−HK$740/mo
Today · 4.125%
HK$24,894
baseline
▲ 0.50% · 4.625%
HK$26,409
+HK$1,515/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,788/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,060
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,759
−HK$709/mo
Today · 4.125%
HK$27,468
baseline
▲ 0.50% · 4.625%
HK$28,916
+HK$1,448/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,936/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,555
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,350
−HK$807/mo
Today · 4.125%
HK$27,157
baseline
▲ 0.50% · 4.625%
HK$28,810
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$54,314/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,429
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,192
−HK$773/mo
Today · 4.125%
HK$29,965
baseline
▲ 0.50% · 4.625%
HK$31,545
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$59,930/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,684
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,545
−HK$875/mo
Today · 4.125%
HK$29,420
baseline
▲ 0.50% · 4.625%
HK$31,210
+HK$1,790/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,840/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,798
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,624
−HK$838/mo
Today · 4.125%
HK$32,462
baseline
▲ 0.50% · 4.625%
HK$34,174
+HK$1,712/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,924/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,814
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,741
−HK$942/mo
Today · 4.125%
HK$31,683
baseline
▲ 0.50% · 4.625%
HK$33,611
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,366/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,168
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,057
−HK$903/mo
Today · 4.125%
HK$34,960
baseline
▲ 0.50% · 4.625%
HK$36,802
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,920/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,943
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,937
−HK$1,010/mo
Today · 4.125%
HK$33,947
baseline
▲ 0.50% · 4.625%
HK$36,012
+HK$2,065/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,894/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,537
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,490
−HK$967/mo
Today · 4.125%
HK$37,457
baseline
▲ 0.50% · 4.625%
HK$39,431
+HK$1,974/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,914/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,073
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,133
−HK$1,077/mo
Today · 4.125%
HK$36,210
baseline
▲ 0.50% · 4.625%
HK$38,413
+HK$2,203/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,420/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,906
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,922
−HK$1,032/mo
Today · 4.125%
HK$39,954
baseline
▲ 0.50% · 4.625%
HK$42,060
+HK$2,106/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,908/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,203
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,329
−HK$1,144/mo
Today · 4.125%
HK$38,473
baseline
▲ 0.50% · 4.625%
HK$40,814
+HK$2,341/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,946/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,275
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,355
−HK$1,096/mo
Today · 4.125%
HK$42,451
baseline
▲ 0.50% · 4.625%
HK$44,689
+HK$2,238/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,902/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,332
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,524
−HK$1,212/mo
Today · 4.125%
HK$40,736
baseline
▲ 0.50% · 4.625%
HK$43,215
+HK$2,479/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,472/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,644
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,788
−HK$1,160/mo
Today · 4.125%
HK$44,948
baseline
▲ 0.50% · 4.625%
HK$47,317
+HK$2,369/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,896/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,913 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).