▼ 0.50% · 3.625%
HK$20,484
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,121
−HK$648/mo
Today · 4.125%
HK$21,769
baseline
▲ 0.50% · 4.625%
HK$23,093
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,538/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,788
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,400
−HK$620/mo
Today · 4.125%
HK$24,020
baseline
▲ 0.50% · 4.625%
HK$25,286
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,040/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,533
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,233
−HK$713/mo
Today · 4.125%
HK$23,946
baseline
▲ 0.50% · 4.625%
HK$25,403
+HK$1,457/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,892/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,067
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,740
−HK$682/mo
Today · 4.125%
HK$26,422
baseline
▲ 0.50% · 4.625%
HK$27,814
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,844/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,581
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,346
−HK$776/mo
Today · 4.125%
HK$26,122
baseline
▲ 0.50% · 4.625%
HK$27,712
+HK$1,590/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,244/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,346
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,080
−HK$744/mo
Today · 4.125%
HK$28,824
baseline
▲ 0.50% · 4.625%
HK$30,343
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,648/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,629
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,458
−HK$841/mo
Today · 4.125%
HK$28,299
baseline
▲ 0.50% · 4.625%
HK$30,021
+HK$1,722/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,598/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,625
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,419
−HK$806/mo
Today · 4.125%
HK$31,225
baseline
▲ 0.50% · 4.625%
HK$32,871
+HK$1,646/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,450/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,678
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,570
−HK$906/mo
Today · 4.125%
HK$30,476
baseline
▲ 0.50% · 4.625%
HK$32,331
+HK$1,855/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$60,952/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,904
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,759
−HK$868/mo
Today · 4.125%
HK$33,627
baseline
▲ 0.50% · 4.625%
HK$35,400
+HK$1,773/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$67,254/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,726
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,682
−HK$971/mo
Today · 4.125%
HK$32,653
baseline
▲ 0.50% · 4.625%
HK$34,640
+HK$1,987/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,306/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,183
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,099
−HK$930/mo
Today · 4.125%
HK$36,029
baseline
▲ 0.50% · 4.625%
HK$37,929
+HK$1,900/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,058/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,775
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,794
−HK$1,036/mo
Today · 4.125%
HK$34,830
baseline
▲ 0.50% · 4.625%
HK$36,949
+HK$2,119/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,660/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,461
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,439
−HK$992/mo
Today · 4.125%
HK$38,431
baseline
▲ 0.50% · 4.625%
HK$40,457
+HK$2,026/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,862/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,823
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,906
−HK$1,101/mo
Today · 4.125%
HK$37,007
baseline
▲ 0.50% · 4.625%
HK$39,259
+HK$2,252/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,014/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,740
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,779
−HK$1,054/mo
Today · 4.125%
HK$40,833
baseline
▲ 0.50% · 4.625%
HK$42,986
+HK$2,153/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,666/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,871
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,018
−HK$1,166/mo
Today · 4.125%
HK$39,184
baseline
▲ 0.50% · 4.625%
HK$41,568
+HK$2,384/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,368/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,019
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,119
−HK$1,116/mo
Today · 4.125%
HK$43,235
baseline
▲ 0.50% · 4.625%
HK$45,514
+HK$2,279/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,470/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,499 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).