▼ 0.50% · 3.625%
HK$20,867
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,516
−HK$659/mo
Today · 4.125%
HK$22,175
baseline
▲ 0.50% · 4.625%
HK$23,525
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,350/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,214
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,837
−HK$631/mo
Today · 4.125%
HK$24,468
baseline
▲ 0.50% · 4.625%
HK$25,758
+HK$1,290/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,936/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,954
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,668
−HK$725/mo
Today · 4.125%
HK$24,393
baseline
▲ 0.50% · 4.625%
HK$25,877
+HK$1,484/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,786/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,536
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,220
−HK$695/mo
Today · 4.125%
HK$26,915
baseline
▲ 0.50% · 4.625%
HK$28,334
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,830/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,040
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,819
−HK$791/mo
Today · 4.125%
HK$26,610
baseline
▲ 0.50% · 4.625%
HK$28,230
+HK$1,620/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,220/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,857
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,604
−HK$758/mo
Today · 4.125%
HK$29,362
baseline
▲ 0.50% · 4.625%
HK$30,910
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,724/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,127
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,971
−HK$857/mo
Today · 4.125%
HK$28,828
baseline
▲ 0.50% · 4.625%
HK$30,582
+HK$1,754/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,656/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,178
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,988
−HK$821/mo
Today · 4.125%
HK$31,809
baseline
▲ 0.50% · 4.625%
HK$33,486
+HK$1,677/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,618/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,214
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,122
−HK$924/mo
Today · 4.125%
HK$31,046
baseline
▲ 0.50% · 4.625%
HK$32,935
+HK$1,889/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,092/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,500
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,371
−HK$885/mo
Today · 4.125%
HK$34,256
baseline
▲ 0.50% · 4.625%
HK$36,061
+HK$1,805/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,512/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,300
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,274
−HK$989/mo
Today · 4.125%
HK$33,263
baseline
▲ 0.50% · 4.625%
HK$35,287
+HK$2,024/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,526/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,821
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,755
−HK$948/mo
Today · 4.125%
HK$36,703
baseline
▲ 0.50% · 4.625%
HK$38,637
+HK$1,934/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,406/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,387
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,425
−HK$1,056/mo
Today · 4.125%
HK$35,481
baseline
▲ 0.50% · 4.625%
HK$37,640
+HK$2,159/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,962/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,143
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,139
−HK$1,010/mo
Today · 4.125%
HK$39,149
baseline
▲ 0.50% · 4.625%
HK$41,213
+HK$2,064/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,298/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,474
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,577
−HK$1,121/mo
Today · 4.125%
HK$37,698
baseline
▲ 0.50% · 4.625%
HK$39,992
+HK$2,294/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,396/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,464
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,522
−HK$1,074/mo
Today · 4.125%
HK$41,596
baseline
▲ 0.50% · 4.625%
HK$43,789
+HK$2,193/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,192/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,560
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,729
−HK$1,187/mo
Today · 4.125%
HK$39,916
baseline
▲ 0.50% · 4.625%
HK$42,344
+HK$2,428/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,832/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,785
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,906
−HK$1,137/mo
Today · 4.125%
HK$44,043
baseline
▲ 0.50% · 4.625%
HK$46,365
+HK$2,322/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$88,086/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,110 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).