▼ 0.50% · 3.625%
HK$4,542
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,683
−HK$144/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,120
+HK$293/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,188
−HK$138/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,607
+HK$281/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,996
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,152
−HK$157/mo
Today · 4.125%
HK$5,309
baseline
▲ 0.50% · 4.625%
HK$5,632
+HK$323/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$10,618/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,558
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,707
−HK$151/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,167
+HK$309/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,450
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$172/mo
Today · 4.125%
HK$5,792
baseline
▲ 0.50% · 4.625%
HK$6,145
+HK$353/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$11,584/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,063
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,226
−HK$165/mo
Today · 4.125%
HK$6,391
baseline
▲ 0.50% · 4.625%
HK$6,728
+HK$337/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$12,782/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,905
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,088
−HK$187/mo
Today · 4.125%
HK$6,275
baseline
▲ 0.50% · 4.625%
HK$6,657
+HK$382/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,550/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,569
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,745
−HK$179/mo
Today · 4.125%
HK$6,924
baseline
▲ 0.50% · 4.625%
HK$7,289
+HK$365/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,848/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,359
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,556
−HK$201/mo
Today · 4.125%
HK$6,757
baseline
▲ 0.50% · 4.625%
HK$7,169
+HK$412/mo
Deposit HK$598K · loan HK$1.39M · min. income ≈ HK$13,514/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,074
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,264
−HK$192/mo
Today · 4.125%
HK$7,456
baseline
▲ 0.50% · 4.625%
HK$7,849
+HK$393/mo
Deposit HK$598K · loan HK$1.39M · min. income ≈ HK$14,912/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,813
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,025
−HK$215/mo
Today · 4.125%
HK$7,240
baseline
▲ 0.50% · 4.625%
HK$7,681
+HK$441/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,480/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,579
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,783
−HK$206/mo
Today · 4.125%
HK$7,989
baseline
▲ 0.50% · 4.625%
HK$8,410
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,978/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,267
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,493
−HK$230/mo
Today · 4.125%
HK$7,723
baseline
▲ 0.50% · 4.625%
HK$8,193
+HK$470/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,446/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,085
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,301
−HK$220/mo
Today · 4.125%
HK$8,521
baseline
▲ 0.50% · 4.625%
HK$8,971
+HK$450/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,042/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,721
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,961
−HK$244/mo
Today · 4.125%
HK$8,205
baseline
▲ 0.50% · 4.625%
HK$8,705
+HK$500/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,410/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,590
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,820
−HK$234/mo
Today · 4.125%
HK$9,054
baseline
▲ 0.50% · 4.625%
HK$9,531
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,108/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,175
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,430
−HK$258/mo
Today · 4.125%
HK$8,688
baseline
▲ 0.50% · 4.625%
HK$9,217
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,376/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,095
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,339
−HK$248/mo
Today · 4.125%
HK$9,587
baseline
▲ 0.50% · 4.625%
HK$10,092
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,174/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).