▼ 0.50% · 3.625%
HK$4,084
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$129/mo
Today · 4.125%
HK$4,340
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$264/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$8,680/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,543
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$123/mo
Today · 4.125%
HK$4,788
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$253/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$9,576/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,492
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$142/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,064
+HK$290/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,997
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,131
−HK$136/mo
Today · 4.125%
HK$5,267
baseline
▲ 0.50% · 4.625%
HK$5,545
+HK$278/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$10,534/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$155/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$317/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,598
−HK$148/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,049
+HK$303/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,474
−HK$168/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,985
+HK$343/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,906
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,064
−HK$161/mo
Today · 4.125%
HK$6,225
baseline
▲ 0.50% · 4.625%
HK$6,553
+HK$328/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$12,450/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,895
−HK$181/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,445
+HK$369/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,360
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,531
−HK$173/mo
Today · 4.125%
HK$6,704
baseline
▲ 0.50% · 4.625%
HK$7,057
+HK$353/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,408/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,125
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,316
−HK$194/mo
Today · 4.125%
HK$6,510
baseline
▲ 0.50% · 4.625%
HK$6,906
+HK$396/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,020/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,815
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,997
−HK$186/mo
Today · 4.125%
HK$7,183
baseline
▲ 0.50% · 4.625%
HK$7,561
+HK$378/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,366/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,534
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,737
−HK$207/mo
Today · 4.125%
HK$6,944
baseline
▲ 0.50% · 4.625%
HK$7,366
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,888/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,269
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,464
−HK$198/mo
Today · 4.125%
HK$7,662
baseline
▲ 0.50% · 4.625%
HK$8,065
+HK$403/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,324/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,942
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,158
−HK$220/mo
Today · 4.125%
HK$7,378
baseline
▲ 0.50% · 4.625%
HK$7,826
+HK$448/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,756/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,723
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,930
−HK$210/mo
Today · 4.125%
HK$8,140
baseline
▲ 0.50% · 4.625%
HK$8,569
+HK$429/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,280/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,351
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,579
−HK$232/mo
Today · 4.125%
HK$7,811
baseline
▲ 0.50% · 4.625%
HK$8,287
+HK$476/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,622/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,177
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,397
−HK$222/mo
Today · 4.125%
HK$8,619
baseline
▲ 0.50% · 4.625%
HK$9,074
+HK$455/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,238/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).