▼ 0.50% · 3.625%
HK$4,313
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,447
−HK$136/mo
Today · 4.125%
HK$4,583
baseline
▲ 0.50% · 4.625%
HK$4,862
+HK$279/mo
Deposit HK$946K · loan HK$946K · min. income ≈ HK$9,166/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,926
−HK$131/mo
Today · 4.125%
HK$5,057
baseline
▲ 0.50% · 4.625%
HK$5,323
+HK$266/mo
Deposit HK$946K · loan HK$946K · min. income ≈ HK$10,114/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,891
−HK$150/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$307/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$144/mo
Today · 4.125%
HK$5,563
baseline
▲ 0.50% · 4.625%
HK$5,856
+HK$293/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$11,126/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,175
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,336
−HK$164/mo
Today · 4.125%
HK$5,500
baseline
▲ 0.50% · 4.625%
HK$5,834
+HK$334/mo
Deposit HK$757K · loan HK$1.13M · min. income ≈ HK$11,000/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,757
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,912
−HK$156/mo
Today · 4.125%
HK$6,068
baseline
▲ 0.50% · 4.625%
HK$6,388
+HK$320/mo
Deposit HK$757K · loan HK$1.13M · min. income ≈ HK$12,136/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,606
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,781
−HK$177/mo
Today · 4.125%
HK$5,958
baseline
▲ 0.50% · 4.625%
HK$6,320
+HK$362/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$11,916/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,237
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,404
−HK$170/mo
Today · 4.125%
HK$6,574
baseline
▲ 0.50% · 4.625%
HK$6,920
+HK$346/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$13,148/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,038
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$191/mo
Today · 4.125%
HK$6,416
baseline
▲ 0.50% · 4.625%
HK$6,807
+HK$391/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,832/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,717
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,897
−HK$183/mo
Today · 4.125%
HK$7,080
baseline
▲ 0.50% · 4.625%
HK$7,453
+HK$373/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,160/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,469
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,670
−HK$204/mo
Today · 4.125%
HK$6,874
baseline
▲ 0.50% · 4.625%
HK$7,293
+HK$419/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,748/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,197
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,390
−HK$195/mo
Today · 4.125%
HK$7,585
baseline
▲ 0.50% · 4.625%
HK$7,985
+HK$400/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,170/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,900
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,115
−HK$218/mo
Today · 4.125%
HK$7,333
baseline
▲ 0.50% · 4.625%
HK$7,779
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,666/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,676
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,882
−HK$209/mo
Today · 4.125%
HK$8,091
baseline
▲ 0.50% · 4.625%
HK$8,518
+HK$427/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,182/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,331
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,559
−HK$232/mo
Today · 4.125%
HK$7,791
baseline
▲ 0.50% · 4.625%
HK$8,265
+HK$474/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,582/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,156
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,375
−HK$222/mo
Today · 4.125%
HK$8,597
baseline
▲ 0.50% · 4.625%
HK$9,050
+HK$453/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,194/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,763
−HK$486/mo
▼ 0.25% · 3.875%
HK$8,004
−HK$245/mo
Today · 4.125%
HK$8,249
baseline
▲ 0.50% · 4.625%
HK$8,751
+HK$502/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,498/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,636
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,867
−HK$235/mo
Today · 4.125%
HK$9,102
baseline
▲ 0.50% · 4.625%
HK$9,582
+HK$480/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,204/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).