▼ 0.50% · 3.625%
HK$3,360
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,465
−HK$106/mo
Today · 4.125%
HK$3,571
baseline
▲ 0.50% · 4.625%
HK$3,788
+HK$217/mo
Deposit HK$737K · loan HK$737K · min. income ≈ HK$7,142/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,738
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,839
−HK$101/mo
Today · 4.125%
HK$3,940
baseline
▲ 0.50% · 4.625%
HK$4,148
+HK$208/mo
Deposit HK$737K · loan HK$737K · min. income ≈ HK$7,880/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$117/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$239/mo
Deposit HK$663K · loan HK$811K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,112
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,222
−HK$112/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$229/mo
Deposit HK$663K · loan HK$811K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,032
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,158
−HK$127/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,546
+HK$261/mo
Deposit HK$589K · loan HK$884K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,486
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$122/mo
Today · 4.125%
HK$4,728
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$250/mo
Deposit HK$589K · loan HK$884K · min. income ≈ HK$9,456/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,368
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,504
−HK$138/mo
Today · 4.125%
HK$4,642
baseline
▲ 0.50% · 4.625%
HK$4,925
+HK$283/mo
Deposit HK$516K · loan HK$958K · min. income ≈ HK$9,284/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,860
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,990
−HK$132/mo
Today · 4.125%
HK$5,122
baseline
▲ 0.50% · 4.625%
HK$5,392
+HK$270/mo
Deposit HK$516K · loan HK$958K · min. income ≈ HK$10,244/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,704
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,851
−HK$148/mo
Today · 4.125%
HK$4,999
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$305/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$9,998/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$142/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,807
+HK$291/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$160/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$325/mo
Deposit HK$368K · loan HK$1.11M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$152/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$312/mo
Deposit HK$368K · loan HK$1.11M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,376
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$170/mo
Today · 4.125%
HK$5,714
baseline
▲ 0.50% · 4.625%
HK$6,061
+HK$347/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$11,428/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,981
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,142
−HK$162/mo
Today · 4.125%
HK$6,304
baseline
▲ 0.50% · 4.625%
HK$6,637
+HK$333/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$12,608/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,713
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,890
−HK$181/mo
Today · 4.125%
HK$6,071
baseline
▲ 0.50% · 4.625%
HK$6,440
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,142/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,355
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,526
−HK$172/mo
Today · 4.125%
HK$6,698
baseline
▲ 0.50% · 4.625%
HK$7,052
+HK$354/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,396/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,049
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,237
−HK$191/mo
Today · 4.125%
HK$6,428
baseline
▲ 0.50% · 4.625%
HK$6,819
+HK$391/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$12,856/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,729
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,909
−HK$184/mo
Today · 4.125%
HK$7,093
baseline
▲ 0.50% · 4.625%
HK$7,466
+HK$373/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$14,186/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).