▼ 0.50% · 3.625%
HK$4,126
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$131/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,652
+HK$267/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,590
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,713
−HK$125/mo
Today · 4.125%
HK$4,838
baseline
▲ 0.50% · 4.625%
HK$5,093
+HK$255/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$9,676/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$143/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$294/mo
Deposit HK$814K · loan HK$995K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$137/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$281/mo
Deposit HK$814K · loan HK$995K · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,951
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,105
−HK$157/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,582
+HK$320/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,508
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$150/mo
Today · 4.125%
HK$5,806
baseline
▲ 0.50% · 4.625%
HK$6,112
+HK$306/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$11,612/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,531
−HK$169/mo
Today · 4.125%
HK$5,700
baseline
▲ 0.50% · 4.625%
HK$6,047
+HK$347/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$11,400/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,967
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,127
−HK$163/mo
Today · 4.125%
HK$6,290
baseline
▲ 0.50% · 4.625%
HK$6,621
+HK$331/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$12,580/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,777
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$183/mo
Today · 4.125%
HK$6,139
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$373/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$12,278/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,426
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$175/mo
Today · 4.125%
HK$6,774
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$357/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$13,548/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,189
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,382
−HK$195/mo
Today · 4.125%
HK$6,577
baseline
▲ 0.50% · 4.625%
HK$6,978
+HK$401/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$13,154/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,885
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,070
−HK$187/mo
Today · 4.125%
HK$7,257
baseline
▲ 0.50% · 4.625%
HK$7,640
+HK$383/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$14,514/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,602
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,807
−HK$209/mo
Today · 4.125%
HK$7,016
baseline
▲ 0.50% · 4.625%
HK$7,443
+HK$427/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,032/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,344
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,541
−HK$200/mo
Today · 4.125%
HK$7,741
baseline
▲ 0.50% · 4.625%
HK$8,149
+HK$408/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,482/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,014
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,233
−HK$221/mo
Today · 4.125%
HK$7,454
baseline
▲ 0.50% · 4.625%
HK$7,908
+HK$454/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,908/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,803
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,013
−HK$212/mo
Today · 4.125%
HK$8,225
baseline
▲ 0.50% · 4.625%
HK$8,659
+HK$434/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,450/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,427
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,658
−HK$235/mo
Today · 4.125%
HK$7,893
baseline
▲ 0.50% · 4.625%
HK$8,373
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,786/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,263
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,484
−HK$225/mo
Today · 4.125%
HK$8,709
baseline
▲ 0.50% · 4.625%
HK$9,168
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,418/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).