▼ 0.50% · 3.625%
HK$3,709
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,824
−HK$118/mo
Today · 4.125%
HK$3,942
baseline
▲ 0.50% · 4.625%
HK$4,182
+HK$240/mo
Deposit HK$813K · loan HK$813K · min. income ≈ HK$7,884/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,126
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,237
−HK$112/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,579
+HK$230/mo
Deposit HK$813K · loan HK$813K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,080
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,207
−HK$129/mo
Today · 4.125%
HK$4,336
baseline
▲ 0.50% · 4.625%
HK$4,600
+HK$264/mo
Deposit HK$732K · loan HK$895K · min. income ≈ HK$8,672/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,661
−HK$123/mo
Today · 4.125%
HK$4,784
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$252/mo
Deposit HK$732K · loan HK$895K · min. income ≈ HK$9,568/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,451
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,589
−HK$141/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$5,018
+HK$288/mo
Deposit HK$651K · loan HK$976K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,952
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$135/mo
Today · 4.125%
HK$5,219
baseline
▲ 0.50% · 4.625%
HK$5,494
+HK$275/mo
Deposit HK$651K · loan HK$976K · min. income ≈ HK$10,438/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,972
−HK$152/mo
Today · 4.125%
HK$5,124
baseline
▲ 0.50% · 4.625%
HK$5,436
+HK$312/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$10,248/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,508
−HK$146/mo
Today · 4.125%
HK$5,654
baseline
▲ 0.50% · 4.625%
HK$5,952
+HK$298/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$11,308/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,193
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,354
−HK$164/mo
Today · 4.125%
HK$5,518
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$336/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$11,036/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,777
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,932
−HK$157/mo
Today · 4.125%
HK$6,089
baseline
▲ 0.50% · 4.625%
HK$6,410
+HK$321/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$12,178/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$176/mo
Today · 4.125%
HK$5,913
baseline
▲ 0.50% · 4.625%
HK$6,272
+HK$359/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,826/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,190
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,356
−HK$168/mo
Today · 4.125%
HK$6,524
baseline
▲ 0.50% · 4.625%
HK$6,868
+HK$344/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,048/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,935
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,119
−HK$188/mo
Today · 4.125%
HK$6,307
baseline
▲ 0.50% · 4.625%
HK$6,690
+HK$383/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,614/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,602
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,779
−HK$180/mo
Today · 4.125%
HK$6,959
baseline
▲ 0.50% · 4.625%
HK$7,326
+HK$367/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,918/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,305
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,502
−HK$199/mo
Today · 4.125%
HK$6,701
baseline
▲ 0.50% · 4.625%
HK$7,109
+HK$408/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,402/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,015
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,203
−HK$191/mo
Today · 4.125%
HK$7,394
baseline
▲ 0.50% · 4.625%
HK$7,784
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,788/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,884
−HK$211/mo
Today · 4.125%
HK$7,095
baseline
▲ 0.50% · 4.625%
HK$7,527
+HK$432/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$14,190/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,427
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,627
−HK$202/mo
Today · 4.125%
HK$7,829
baseline
▲ 0.50% · 4.625%
HK$8,241
+HK$412/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$15,658/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).