▼ 0.50% · 3.625%
HK$4,067
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,193
−HK$129/mo
Today · 4.125%
HK$4,322
baseline
▲ 0.50% · 4.625%
HK$4,585
+HK$263/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$8,644/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,524
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,645
−HK$124/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,020
+HK$251/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,473
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,612
−HK$142/mo
Today · 4.125%
HK$4,754
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$289/mo
Deposit HK$803K · loan HK$981K · min. income ≈ HK$9,508/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,110
−HK$135/mo
Today · 4.125%
HK$5,245
baseline
▲ 0.50% · 4.625%
HK$5,522
+HK$277/mo
Deposit HK$803K · loan HK$981K · min. income ≈ HK$10,490/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,880
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$154/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$316/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,429
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$147/mo
Today · 4.125%
HK$5,722
baseline
▲ 0.50% · 4.625%
HK$6,024
+HK$302/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$11,444/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,287
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,451
−HK$167/mo
Today · 4.125%
HK$5,618
baseline
▲ 0.50% · 4.625%
HK$5,960
+HK$342/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$11,236/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,881
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,039
−HK$160/mo
Today · 4.125%
HK$6,199
baseline
▲ 0.50% · 4.625%
HK$6,526
+HK$327/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$12,398/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,693
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,870
−HK$180/mo
Today · 4.125%
HK$6,050
baseline
▲ 0.50% · 4.625%
HK$6,418
+HK$368/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$12,100/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,334
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$172/mo
Today · 4.125%
HK$6,676
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$352/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$13,352/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,100
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,290
−HK$192/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,877
+HK$395/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,786
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,968
−HK$185/mo
Today · 4.125%
HK$7,153
baseline
▲ 0.50% · 4.625%
HK$7,530
+HK$377/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$14,306/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,507
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,709
−HK$206/mo
Today · 4.125%
HK$6,915
baseline
▲ 0.50% · 4.625%
HK$7,335
+HK$420/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,830/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,239
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,433
−HK$197/mo
Today · 4.125%
HK$7,630
baseline
▲ 0.50% · 4.625%
HK$8,032
+HK$402/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,260/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,913
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,128
−HK$219/mo
Today · 4.125%
HK$7,347
baseline
▲ 0.50% · 4.625%
HK$7,794
+HK$447/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,694/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,691
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,897
−HK$210/mo
Today · 4.125%
HK$8,107
baseline
▲ 0.50% · 4.625%
HK$8,534
+HK$427/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,214/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,320
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,548
−HK$231/mo
Today · 4.125%
HK$7,779
baseline
▲ 0.50% · 4.625%
HK$8,252
+HK$473/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$15,558/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,143
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,362
−HK$221/mo
Today · 4.125%
HK$8,583
baseline
▲ 0.50% · 4.625%
HK$9,036
+HK$453/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$17,166/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).