▼ 0.50% · 3.625%
HK$4,115
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$130/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,639
+HK$266/mo
Deposit HK$902K · loan HK$902K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,700
−HK$125/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$254/mo
Deposit HK$902K · loan HK$902K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,667
−HK$143/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,103
+HK$293/mo
Deposit HK$812K · loan HK$992K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,035
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,170
−HK$137/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,587
+HK$280/mo
Deposit HK$812K · loan HK$992K · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,938
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$156/mo
Today · 4.125%
HK$5,247
baseline
▲ 0.50% · 4.625%
HK$5,566
+HK$319/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$10,494/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,493
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,640
−HK$150/mo
Today · 4.125%
HK$5,790
baseline
▲ 0.50% · 4.625%
HK$6,095
+HK$305/mo
Deposit HK$722K · loan HK$1.08M · min. income ≈ HK$11,580/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,349
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,515
−HK$169/mo
Today · 4.125%
HK$5,684
baseline
▲ 0.50% · 4.625%
HK$6,030
+HK$346/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$11,368/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,951
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,110
−HK$162/mo
Today · 4.125%
HK$6,272
baseline
▲ 0.50% · 4.625%
HK$6,603
+HK$331/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$12,544/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,761
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,940
−HK$182/mo
Today · 4.125%
HK$6,122
baseline
▲ 0.50% · 4.625%
HK$6,494
+HK$372/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$12,244/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,409
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,580
−HK$175/mo
Today · 4.125%
HK$6,755
baseline
▲ 0.50% · 4.625%
HK$7,111
+HK$356/mo
Deposit HK$541K · loan HK$1.26M · min. income ≈ HK$13,510/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,172
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,364
−HK$195/mo
Today · 4.125%
HK$6,559
baseline
▲ 0.50% · 4.625%
HK$6,958
+HK$399/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$13,118/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,866
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,050
−HK$187/mo
Today · 4.125%
HK$7,237
baseline
▲ 0.50% · 4.625%
HK$7,619
+HK$382/mo
Deposit HK$451K · loan HK$1.35M · min. income ≈ HK$14,474/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,583
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,788
−HK$208/mo
Today · 4.125%
HK$6,996
baseline
▲ 0.50% · 4.625%
HK$7,422
+HK$426/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$13,992/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,324
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,520
−HK$200/mo
Today · 4.125%
HK$7,720
baseline
▲ 0.50% · 4.625%
HK$8,127
+HK$407/mo
Deposit HK$361K · loan HK$1.44M · min. income ≈ HK$15,440/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,995
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,212
−HK$222/mo
Today · 4.125%
HK$7,434
baseline
▲ 0.50% · 4.625%
HK$7,886
+HK$452/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$14,868/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,782
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,990
−HK$212/mo
Today · 4.125%
HK$8,202
baseline
▲ 0.50% · 4.625%
HK$8,635
+HK$433/mo
Deposit HK$271K · loan HK$1.53M · min. income ≈ HK$16,404/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,406
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,637
−HK$234/mo
Today · 4.125%
HK$7,871
baseline
▲ 0.50% · 4.625%
HK$8,350
+HK$479/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,742/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,240
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,460
−HK$225/mo
Today · 4.125%
HK$8,685
baseline
▲ 0.50% · 4.625%
HK$9,142
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,370/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).