▼ 0.50% · 3.625%
HK$4,073
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,200
−HK$128/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,592
+HK$264/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,653
−HK$123/mo
Today · 4.125%
HK$4,776
baseline
▲ 0.50% · 4.625%
HK$5,028
+HK$252/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$9,552/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,480
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,620
−HK$141/mo
Today · 4.125%
HK$4,761
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$290/mo
Deposit HK$804K · loan HK$982K · min. income ≈ HK$9,522/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,118
−HK$136/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,531
+HK$277/mo
Deposit HK$804K · loan HK$982K · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,888
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,040
−HK$154/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$316/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,437
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$148/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$302/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$167/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,969
+HK$342/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,049
−HK$160/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,536
+HK$327/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,702
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,880
−HK$180/mo
Today · 4.125%
HK$6,060
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$369/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$12,120/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,344
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,514
−HK$172/mo
Today · 4.125%
HK$6,686
baseline
▲ 0.50% · 4.625%
HK$7,039
+HK$353/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$13,372/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,110
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,300
−HK$193/mo
Today · 4.125%
HK$6,493
baseline
▲ 0.50% · 4.625%
HK$6,888
+HK$395/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$12,986/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,797
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,979
−HK$185/mo
Today · 4.125%
HK$7,164
baseline
▲ 0.50% · 4.625%
HK$7,542
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,328/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,517
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,720
−HK$205/mo
Today · 4.125%
HK$6,925
baseline
▲ 0.50% · 4.625%
HK$7,347
+HK$422/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,850/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,250
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,444
−HK$198/mo
Today · 4.125%
HK$7,642
baseline
▲ 0.50% · 4.625%
HK$8,044
+HK$402/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,284/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,924
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,139
−HK$219/mo
Today · 4.125%
HK$7,358
baseline
▲ 0.50% · 4.625%
HK$7,806
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,716/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,703
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,910
−HK$209/mo
Today · 4.125%
HK$8,119
baseline
▲ 0.50% · 4.625%
HK$8,547
+HK$428/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,238/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,331
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,559
−HK$232/mo
Today · 4.125%
HK$7,791
baseline
▲ 0.50% · 4.625%
HK$8,265
+HK$474/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,582/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,156
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,375
−HK$222/mo
Today · 4.125%
HK$8,597
baseline
▲ 0.50% · 4.625%
HK$9,050
+HK$453/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,194/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).