▼ 0.50% · 3.625%
HK$4,191
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$132/mo
Today · 4.125%
HK$4,454
baseline
▲ 0.50% · 4.625%
HK$4,725
+HK$271/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$8,908/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,663
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,788
−HK$127/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,174
+HK$259/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,610
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$145/mo
Today · 4.125%
HK$4,899
baseline
▲ 0.50% · 4.625%
HK$5,198
+HK$299/mo
Deposit HK$827K · loan HK$1.01M · min. income ≈ HK$9,798/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,129
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,267
−HK$139/mo
Today · 4.125%
HK$5,406
baseline
▲ 0.50% · 4.625%
HK$5,691
+HK$285/mo
Deposit HK$827K · loan HK$1.01M · min. income ≈ HK$10,812/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,029
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$159/mo
Today · 4.125%
HK$5,345
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$325/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$10,690/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,595
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$153/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,208
+HK$310/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,618
−HK$172/mo
Today · 4.125%
HK$5,790
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$353/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$11,580/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,062
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,224
−HK$165/mo
Today · 4.125%
HK$6,389
baseline
▲ 0.50% · 4.625%
HK$6,726
+HK$337/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$12,778/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,868
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$186/mo
Today · 4.125%
HK$6,236
baseline
▲ 0.50% · 4.625%
HK$6,615
+HK$379/mo
Deposit HK$551K · loan HK$1.29M · min. income ≈ HK$12,472/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,528
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,703
−HK$177/mo
Today · 4.125%
HK$6,880
baseline
▲ 0.50% · 4.625%
HK$7,243
+HK$363/mo
Deposit HK$551K · loan HK$1.29M · min. income ≈ HK$13,760/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,287
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,482
−HK$199/mo
Today · 4.125%
HK$6,681
baseline
▲ 0.50% · 4.625%
HK$7,088
+HK$407/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,362/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,994
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,182
−HK$190/mo
Today · 4.125%
HK$7,372
baseline
▲ 0.50% · 4.625%
HK$7,760
+HK$388/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,744/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,706
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,915
−HK$211/mo
Today · 4.125%
HK$7,126
baseline
▲ 0.50% · 4.625%
HK$7,560
+HK$434/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,252/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,460
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,660
−HK$203/mo
Today · 4.125%
HK$7,863
baseline
▲ 0.50% · 4.625%
HK$8,278
+HK$415/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,726/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,347
−HK$225/mo
Today · 4.125%
HK$7,572
baseline
▲ 0.50% · 4.625%
HK$8,033
+HK$461/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,144/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,927
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,139
−HK$216/mo
Today · 4.125%
HK$8,355
baseline
▲ 0.50% · 4.625%
HK$8,795
+HK$440/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,710/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,544
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,779
−HK$238/mo
Today · 4.125%
HK$8,017
baseline
▲ 0.50% · 4.625%
HK$8,505
+HK$488/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$16,034/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,393
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,618
−HK$228/mo
Today · 4.125%
HK$8,846
baseline
▲ 0.50% · 4.625%
HK$9,313
+HK$467/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$17,692/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).