▼ 0.50% · 3.625%
HK$4,010
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,135
−HK$126/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$260/mo
Deposit HK$879K · loan HK$879K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,461
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,580
−HK$122/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,950
+HK$248/mo
Deposit HK$879K · loan HK$879K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,411
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$139/mo
Today · 4.125%
HK$4,687
baseline
▲ 0.50% · 4.625%
HK$4,973
+HK$286/mo
Deposit HK$791K · loan HK$967K · min. income ≈ HK$9,374/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$133/mo
Today · 4.125%
HK$5,172
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$273/mo
Deposit HK$791K · loan HK$967K · min. income ≈ HK$10,344/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,812
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,961
−HK$152/mo
Today · 4.125%
HK$5,113
baseline
▲ 0.50% · 4.625%
HK$5,425
+HK$312/mo
Deposit HK$703K · loan HK$1.06M · min. income ≈ HK$10,226/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,497
−HK$145/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,940
+HK$298/mo
Deposit HK$703K · loan HK$1.06M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,213
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,375
−HK$165/mo
Today · 4.125%
HK$5,540
baseline
▲ 0.50% · 4.625%
HK$5,877
+HK$337/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$11,080/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,955
−HK$157/mo
Today · 4.125%
HK$6,112
baseline
▲ 0.50% · 4.625%
HK$6,435
+HK$323/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$12,224/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,614
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,788
−HK$178/mo
Today · 4.125%
HK$5,966
baseline
▲ 0.50% · 4.625%
HK$6,329
+HK$363/mo
Deposit HK$528K · loan HK$1.23M · min. income ≈ HK$11,932/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,245
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,413
−HK$170/mo
Today · 4.125%
HK$6,583
baseline
▲ 0.50% · 4.625%
HK$6,930
+HK$347/mo
Deposit HK$528K · loan HK$1.23M · min. income ≈ HK$13,166/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,015
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,202
−HK$190/mo
Today · 4.125%
HK$6,392
baseline
▲ 0.50% · 4.625%
HK$6,781
+HK$389/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$12,784/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,691
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,871
−HK$182/mo
Today · 4.125%
HK$7,053
baseline
▲ 0.50% · 4.625%
HK$7,425
+HK$372/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$14,106/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,416
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,615
−HK$203/mo
Today · 4.125%
HK$6,818
baseline
▲ 0.50% · 4.625%
HK$7,233
+HK$415/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$13,636/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,137
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,329
−HK$194/mo
Today · 4.125%
HK$7,523
baseline
▲ 0.50% · 4.625%
HK$7,919
+HK$396/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$15,046/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,817
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,029
−HK$215/mo
Today · 4.125%
HK$7,244
baseline
▲ 0.50% · 4.625%
HK$7,685
+HK$441/mo
Deposit HK$264K · loan HK$1.49M · min. income ≈ HK$14,488/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,583
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,787
−HK$206/mo
Today · 4.125%
HK$7,993
baseline
▲ 0.50% · 4.625%
HK$8,414
+HK$421/mo
Deposit HK$264K · loan HK$1.49M · min. income ≈ HK$15,986/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,218
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,442
−HK$228/mo
Today · 4.125%
HK$7,670
baseline
▲ 0.50% · 4.625%
HK$8,137
+HK$467/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,340/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,030
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,245
−HK$218/mo
Today · 4.125%
HK$8,463
baseline
▲ 0.50% · 4.625%
HK$8,909
+HK$446/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,926/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).