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At today's rate and a 90% mortgage, the deposit on this unit is about HK$185K, with repayments around HK$8,068/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,136/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 408 ft²
- Efficiency
- 70%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-14 | HK$1.70M | +9.7% 0.5y |
| 2025-05-14 | HK$1.55M | −22.5% 9.2y · −2.0%/yr |
| 2016-02-25 | HK$2.00M | +222.6% 19.9y · 11.0%/yr |
| 1996-03-28 | HK$620K | — |