▼ 0.50% · 3.625%
HK$4,222
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$133/mo
Today · 4.125%
HK$4,487
baseline
▲ 0.50% · 4.625%
HK$4,760
+HK$273/mo
Deposit HK$926K · loan HK$926K · min. income ≈ HK$8,974/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,697
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,823
−HK$128/mo
Today · 4.125%
HK$4,951
baseline
▲ 0.50% · 4.625%
HK$5,212
+HK$261/mo
Deposit HK$926K · loan HK$926K · min. income ≈ HK$9,902/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,645
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,789
−HK$147/mo
Today · 4.125%
HK$4,936
baseline
▲ 0.50% · 4.625%
HK$5,236
+HK$300/mo
Deposit HK$833K · loan HK$1.02M · min. income ≈ HK$9,872/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,167
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,306
−HK$140/mo
Today · 4.125%
HK$5,446
baseline
▲ 0.50% · 4.625%
HK$5,733
+HK$287/mo
Deposit HK$833K · loan HK$1.02M · min. income ≈ HK$10,892/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,224
−HK$160/mo
Today · 4.125%
HK$5,384
baseline
▲ 0.50% · 4.625%
HK$5,712
+HK$328/mo
Deposit HK$741K · loan HK$1.11M · min. income ≈ HK$10,768/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,637
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,788
−HK$153/mo
Today · 4.125%
HK$5,941
baseline
▲ 0.50% · 4.625%
HK$6,254
+HK$313/mo
Deposit HK$741K · loan HK$1.11M · min. income ≈ HK$11,882/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,489
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$173/mo
Today · 4.125%
HK$5,833
baseline
▲ 0.50% · 4.625%
HK$6,188
+HK$355/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$11,666/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,106
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,270
−HK$166/mo
Today · 4.125%
HK$6,436
baseline
▲ 0.50% · 4.625%
HK$6,776
+HK$340/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$12,872/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,911
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,095
−HK$187/mo
Today · 4.125%
HK$6,282
baseline
▲ 0.50% · 4.625%
HK$6,664
+HK$382/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$12,564/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,576
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,753
−HK$178/mo
Today · 4.125%
HK$6,931
baseline
▲ 0.50% · 4.625%
HK$7,297
+HK$366/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$13,862/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,333
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,530
−HK$201/mo
Today · 4.125%
HK$6,731
baseline
▲ 0.50% · 4.625%
HK$7,140
+HK$409/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$13,462/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,046
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,235
−HK$192/mo
Today · 4.125%
HK$7,427
baseline
▲ 0.50% · 4.625%
HK$7,818
+HK$391/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$14,854/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,756
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,966
−HK$213/mo
Today · 4.125%
HK$7,179
baseline
▲ 0.50% · 4.625%
HK$7,616
+HK$437/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,358/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,516
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,717
−HK$205/mo
Today · 4.125%
HK$7,922
baseline
▲ 0.50% · 4.625%
HK$8,339
+HK$417/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,844/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,178
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,401
−HK$227/mo
Today · 4.125%
HK$7,628
baseline
▲ 0.50% · 4.625%
HK$8,092
+HK$464/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$15,256/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,985
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,199
−HK$218/mo
Today · 4.125%
HK$8,417
baseline
▲ 0.50% · 4.625%
HK$8,860
+HK$443/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$16,834/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,600
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,837
−HK$240/mo
Today · 4.125%
HK$8,077
baseline
▲ 0.50% · 4.625%
HK$8,568
+HK$491/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,154/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,455
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,682
−HK$230/mo
Today · 4.125%
HK$8,912
baseline
▲ 0.50% · 4.625%
HK$9,382
+HK$470/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,824/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).