▼ 0.50% · 3.625%
HK$4,091
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,218
−HK$129/mo
Today · 4.125%
HK$4,347
baseline
▲ 0.50% · 4.625%
HK$4,612
+HK$265/mo
Deposit HK$897K · loan HK$897K · min. income ≈ HK$8,694/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,551
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,673
−HK$124/mo
Today · 4.125%
HK$4,797
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$253/mo
Deposit HK$897K · loan HK$897K · min. income ≈ HK$9,594/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$142/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$291/mo
Deposit HK$807K · loan HK$987K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,006
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$137/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,555
+HK$278/mo
Deposit HK$807K · loan HK$987K · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,909
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,062
−HK$155/mo
Today · 4.125%
HK$5,217
baseline
▲ 0.50% · 4.625%
HK$5,534
+HK$317/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$10,434/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,461
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,608
−HK$148/mo
Today · 4.125%
HK$5,756
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$304/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$11,512/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,318
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,484
−HK$168/mo
Today · 4.125%
HK$5,652
baseline
▲ 0.50% · 4.625%
HK$5,996
+HK$344/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$11,304/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,075
−HK$161/mo
Today · 4.125%
HK$6,236
baseline
▲ 0.50% · 4.625%
HK$6,565
+HK$329/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$12,472/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,727
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,905
−HK$181/mo
Today · 4.125%
HK$6,086
baseline
▲ 0.50% · 4.625%
HK$6,457
+HK$371/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$12,172/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,372
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,542
−HK$174/mo
Today · 4.125%
HK$6,716
baseline
▲ 0.50% · 4.625%
HK$7,070
+HK$354/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$13,432/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,136
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,327
−HK$194/mo
Today · 4.125%
HK$6,521
baseline
▲ 0.50% · 4.625%
HK$6,918
+HK$397/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,042/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,827
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,010
−HK$185/mo
Today · 4.125%
HK$7,195
baseline
▲ 0.50% · 4.625%
HK$7,575
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,390/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,545
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,749
−HK$207/mo
Today · 4.125%
HK$6,956
baseline
▲ 0.50% · 4.625%
HK$7,379
+HK$423/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,912/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,282
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,477
−HK$198/mo
Today · 4.125%
HK$7,675
baseline
▲ 0.50% · 4.625%
HK$8,080
+HK$405/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,350/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,955
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,171
−HK$220/mo
Today · 4.125%
HK$7,391
baseline
▲ 0.50% · 4.625%
HK$7,840
+HK$449/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,782/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,737
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,944
−HK$211/mo
Today · 4.125%
HK$8,155
baseline
▲ 0.50% · 4.625%
HK$8,585
+HK$430/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,310/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,364
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,593
−HK$232/mo
Today · 4.125%
HK$7,825
baseline
▲ 0.50% · 4.625%
HK$8,302
+HK$477/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,650/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,192
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,412
−HK$223/mo
Today · 4.125%
HK$8,635
baseline
▲ 0.50% · 4.625%
HK$9,090
+HK$455/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,270/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).