▼ 0.50% · 3.625%
HK$16,226
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,731
−HK$512/mo
Today · 4.125%
HK$17,243
baseline
▲ 0.50% · 4.625%
HK$18,293
+HK$1,050/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,486/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,051
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,535
−HK$491/mo
Today · 4.125%
HK$19,026
baseline
▲ 0.50% · 4.625%
HK$20,029
+HK$1,003/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,052/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,848
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,404
−HK$564/mo
Today · 4.125%
HK$18,968
baseline
▲ 0.50% · 4.625%
HK$20,122
+HK$1,154/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,936/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,856
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,389
−HK$540/mo
Today · 4.125%
HK$20,929
baseline
▲ 0.50% · 4.625%
HK$22,032
+HK$1,103/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,858/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,471
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,077
−HK$615/mo
Today · 4.125%
HK$20,692
baseline
▲ 0.50% · 4.625%
HK$21,951
+HK$1,259/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,384/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,661
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,242
−HK$590/mo
Today · 4.125%
HK$22,832
baseline
▲ 0.50% · 4.625%
HK$24,035
+HK$1,203/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,664/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,094
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,750
−HK$666/mo
Today · 4.125%
HK$22,416
baseline
▲ 0.50% · 4.625%
HK$23,780
+HK$1,364/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,832/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,466
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,096
−HK$638/mo
Today · 4.125%
HK$24,734
baseline
▲ 0.50% · 4.625%
HK$26,038
+HK$1,304/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,468/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,716
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,423
−HK$718/mo
Today · 4.125%
HK$24,141
baseline
▲ 0.50% · 4.625%
HK$25,610
+HK$1,469/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,282/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,272
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,949
−HK$688/mo
Today · 4.125%
HK$26,637
baseline
▲ 0.50% · 4.625%
HK$28,041
+HK$1,404/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,274/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,339
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,096
−HK$769/mo
Today · 4.125%
HK$25,865
baseline
▲ 0.50% · 4.625%
HK$27,439
+HK$1,574/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,730/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,077
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,803
−HK$737/mo
Today · 4.125%
HK$28,540
baseline
▲ 0.50% · 4.625%
HK$30,044
+HK$1,504/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,080/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,961
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,769
−HK$820/mo
Today · 4.125%
HK$27,589
baseline
▲ 0.50% · 4.625%
HK$29,268
+HK$1,679/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$55,178/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,882
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,656
−HK$786/mo
Today · 4.125%
HK$30,442
baseline
▲ 0.50% · 4.625%
HK$32,047
+HK$1,605/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$60,884/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,584
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,442
−HK$872/mo
Today · 4.125%
HK$29,314
baseline
▲ 0.50% · 4.625%
HK$31,097
+HK$1,783/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$58,628/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,687
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,510
−HK$835/mo
Today · 4.125%
HK$32,345
baseline
▲ 0.50% · 4.625%
HK$34,050
+HK$1,705/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$64,690/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,207
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,115
−HK$923/mo
Today · 4.125%
HK$31,038
baseline
▲ 0.50% · 4.625%
HK$32,927
+HK$1,889/mo
Deposit HK$712K · loan HK$6.40M · min. income ≈ HK$62,076/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,492
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,363
−HK$884/mo
Today · 4.125%
HK$34,247
baseline
▲ 0.50% · 4.625%
HK$36,053
+HK$1,806/mo
Deposit HK$712K · loan HK$6.40M · min. income ≈ HK$68,494/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,474 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).