▼ 0.50% · 3.625%
HK$19,851
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,468
−HK$628/mo
Today · 4.125%
HK$21,096
baseline
▲ 0.50% · 4.625%
HK$22,379
+HK$1,283/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,192/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,084
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,676
−HK$601/mo
Today · 4.125%
HK$23,277
baseline
▲ 0.50% · 4.625%
HK$24,504
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,554/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,836
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,515
−HK$690/mo
Today · 4.125%
HK$23,205
baseline
▲ 0.50% · 4.625%
HK$24,617
+HK$1,412/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,410/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,292
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,944
−HK$661/mo
Today · 4.125%
HK$25,605
baseline
▲ 0.50% · 4.625%
HK$26,954
+HK$1,349/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,210/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,821
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,562
−HK$753/mo
Today · 4.125%
HK$25,315
baseline
▲ 0.50% · 4.625%
HK$26,855
+HK$1,540/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,630/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,501
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,211
−HK$721/mo
Today · 4.125%
HK$27,932
baseline
▲ 0.50% · 4.625%
HK$29,405
+HK$1,473/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,864/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,806
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,609
−HK$815/mo
Today · 4.125%
HK$27,424
baseline
▲ 0.50% · 4.625%
HK$29,093
+HK$1,669/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,848/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,709
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,479
−HK$781/mo
Today · 4.125%
HK$30,260
baseline
▲ 0.50% · 4.625%
HK$31,855
+HK$1,595/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,520/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,791
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,656
−HK$878/mo
Today · 4.125%
HK$29,534
baseline
▲ 0.50% · 4.625%
HK$31,331
+HK$1,797/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,068/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,917
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,747
−HK$841/mo
Today · 4.125%
HK$32,588
baseline
▲ 0.50% · 4.625%
HK$34,306
+HK$1,718/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,176/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,776
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,703
−HK$941/mo
Today · 4.125%
HK$31,644
baseline
▲ 0.50% · 4.625%
HK$33,569
+HK$1,925/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,288/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,126
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,014
−HK$902/mo
Today · 4.125%
HK$34,916
baseline
▲ 0.50% · 4.625%
HK$36,756
+HK$1,840/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,832/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,761
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,749
−HK$1,004/mo
Today · 4.125%
HK$33,753
baseline
▲ 0.50% · 4.625%
HK$35,807
+HK$2,054/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,506/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,334
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,282
−HK$961/mo
Today · 4.125%
HK$37,243
baseline
▲ 0.50% · 4.625%
HK$39,206
+HK$1,963/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,486/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,746
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,796
−HK$1,067/mo
Today · 4.125%
HK$35,863
baseline
▲ 0.50% · 4.625%
HK$38,045
+HK$2,182/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,726/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,543
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,549
−HK$1,022/mo
Today · 4.125%
HK$39,571
baseline
▲ 0.50% · 4.625%
HK$41,657
+HK$2,086/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,142/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,732
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,843
−HK$1,129/mo
Today · 4.125%
HK$37,972
baseline
▲ 0.50% · 4.625%
HK$40,283
+HK$2,311/mo
Deposit HK$871K · loan HK$7.83M · min. income ≈ HK$75,944/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,751
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,817
−HK$1,082/mo
Today · 4.125%
HK$41,899
baseline
▲ 0.50% · 4.625%
HK$44,107
+HK$2,208/mo
Deposit HK$871K · loan HK$7.83M · min. income ≈ HK$83,798/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,167 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).